WallStSmart

FS KKR Capital Corp (FSK)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 1923% more annual revenue ($28.79B vs $1.42B). HIG leads profitability with a 14.1% profit margin vs -38.7%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

FSK

Buy

52

out of 100

Grade: C-

Growth: 7.3Profit: 5.0Value: 4.0Quality: 4.5
Piotroski: 3/9

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FSK3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
73.0%10/10

Strong operational efficiency at 73.0%

EPS GrowthGrowth
33.8%8/10

Earnings expanding 33.8% YoY

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

FSK4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.383/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.272/10

Expensive relative to growth rate

Return on EquityProfitability
-10.4%2/10

ROE of -10.4% — below average capital efficiency

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FSK

The strongest argument for FSK centers on Price/Book, Operating Margin, EPS Growth.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : FSK

The primary concerns for FSK are Debt/Equity, Piotroski F-Score, PEG Ratio.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Key Dynamics to Monitor

FSK profiles as a turnaround stock while HIG is a value play — different risk/reward profiles.

FSK carries more volatility with a beta of 0.90 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 52/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

FS KKR Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

FS KKR Capital Corp (FSK) is a leading diversified closed-end management investment company focused on providing customized financial solutions to middle-market enterprises. Backed by its strategic alliance with KKR, a respected global investment firm, FSK has access to a wide array of investment opportunities, including senior and subordinated debt as well as equity investments. The company's emphasis on yield generation and capital preservation is underscored by its rigorous credit underwriting and proactive portfolio management, aimed at delivering strong risk-adjusted returns. With a proven track record of effectively deploying capital across varying economic landscapes, FSK is well-equipped to navigate market dynamics and seize emerging growth opportunities.

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Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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