WallStSmart

Futu Holdings Ltd (FUTU)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 37% more annual revenue ($28.79B vs $21.09B). FUTU leads profitability with a 53.8% profit margin vs 14.1%. HIG trades at a lower P/E of 9.6x. FUTU earns a higher WallStSmart Score of 78/100 (B+).

FUTU

Strong Buy

78

out of 100

Grade: B+

Growth: 10.0Profit: 9.0Value: 6.0Quality: 5.8
Piotroski: 4/9

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FUTU6 strengths · Avg: 9.7/10
Return on EquityProfitability
33.1%10/10

Every $100 of equity generates 33 in profit

Profit MarginProfitability
53.8%10/10

Keeps 54 of every $100 in revenue as profit

Operating MarginProfitability
69.1%10/10

Strong operational efficiency at 69.1%

Revenue GrowthGrowth
53.1%10/10

Revenue surging 53.1% year-over-year

EPS GrowthGrowth
79.3%10/10

Earnings expanding 79.3% YoY

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

FUTU0 concerns · Avg: 0/10

No major concerns identified

HIG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FUTU

The strongest argument for FUTU centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 53.8% and operating margin at 69.1%. Revenue growth of 53.1% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : FUTU

No major red flags identified for FUTU, but monitor valuation.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Key Dynamics to Monitor

FUTU profiles as a growth stock while HIG is a value play — different risk/reward profiles.

HIG carries more volatility with a beta of 0.53 — expect wider price swings.

FUTU is growing revenue faster at 53.1% — sustainability is the question.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FUTU scores higher overall (78/100 vs 77/100), backed by strong 53.8% margins and 53.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Futu Holdings Ltd

FINANCIAL SERVICES · CAPITAL MARKETS · China

Futu Holdings Limited operates an online brokerage and wealth management platform in Hong Kong and internationally. The company is headquartered in Hong Kong, Hong Kong.

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Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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