WallStSmart

The Gap, Inc. (GAP)vsVictoria's Secret & Co (VSCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Gap, Inc. generates 134% more annual revenue ($15.37B vs $6.55B). GAP leads profitability with a 5.3% profit margin vs 2.5%. GAP trades at a lower P/E of 12.0x. GAP earns a higher WallStSmart Score of 55/100 (C).

GAP

Buy

55

out of 100

Grade: C

Growth: 2.7Profit: 5.5Value: 7.3Quality: 5.8
Piotroski: 2/9Altman Z: 2.38

VSCO

Hold

49

out of 100

Grade: D+

Growth: 6.0Profit: 6.0Value: 5.7Quality: 4.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GAPSignificantly Overvalued (-89.6%)

Margin of Safety

-89.6%

Fair Value

$14.48

Current Price

$24.93

$10.45 premium

UndervaluedFair: $14.48Overvalued
VSCOSignificantly Overvalued (-329.5%)

Margin of Safety

-329.5%

Fair Value

$13.12

Current Price

$44.56

$31.44 premium

UndervaluedFair: $13.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GAP3 strengths · Avg: 9.0/10
P/E RatioValuation
12.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
23.1%9/10

Every $100 of equity generates 23 in profit

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

VSCO1 strengths · Avg: 9.0/10
Return on EquityProfitability
24.0%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

GAP4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

VSCO3 concerns · Avg: 2.0/10
Profit MarginProfitability
2.5%3/10

2.5% margin — thin

EPS GrowthGrowth
-5.7%2/10

Earnings declined 5.7%

Debt/EquityHealth
7.251/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GAP

The strongest argument for GAP centers on P/E Ratio, Return on Equity, Price/Book. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bull Case : VSCO

The strongest argument for VSCO centers on Return on Equity.

Bear Case : GAP

The primary concerns for GAP are Revenue Growth, Profit Margin, Operating Margin.

Bear Case : VSCO

The primary concerns for VSCO are Profit Margin, EPS Growth, Debt/Equity. Debt-to-equity of 7.25 is elevated, increasing financial risk. Thin 2.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

VSCO carries more volatility with a beta of 2.27 — expect wider price swings.

VSCO is growing revenue faster at 7.7% — sustainability is the question.

GAP generates stronger free cash flow (696M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GAP scores higher overall (55/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Gap, Inc.

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The Gap, Inc. is a leading global apparel retailer founded in 1969, recognized for its portfolio of well-known brands such as Gap, Banana Republic, Old Navy, and Athleta. Headquartered in San Francisco, California, the company operates in over 40 countries and is dedicated to providing quality, value, and style to a diverse customer base. Emphasizing digital transformation and sustainability, Gap is expanding its e-commerce capabilities while focusing on innovative product development and strategic growth initiatives to maintain its competitive edge in the ever-evolving retail sector.

Victoria's Secret & Co

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Victoria's Secret & Co (VSCO) is a leading specialty retailer recognized for its iconic women's lingerie, apparel, and personal care products, marketed predominantly under its renowned Victoria's Secret and PINK brands. The company employs a robust omnichannel strategy to optimize customer experiences and engagement, leveraging both physical and digital platforms. As VSCO undergoes a strategic brand repositioning to resonate with evolving consumer preferences, it remains committed to sustainability initiatives and capitalizing on growth opportunities within the competitive retail landscape. Its forward-thinking approach positions the company favorably for long-term value creation.

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