Goodrx Holdings Inc (GDRX)vsHealthEquity Inc (HQY)
GDRX
Goodrx Holdings Inc
$2.81
-4.75%
HEALTHCARE · Cap: $897.49M
HQY
HealthEquity Inc
$88.67
+3.07%
HEALTHCARE · Cap: $7.39B
Smart Verdict
WallStSmart Research — data-driven comparison
HealthEquity Inc generates 70% more annual revenue ($1.34B vs $787.89M). HQY leads profitability with a 17.2% profit margin vs 2.6%. HQY trades at a lower P/E of 33.1x. HQY earns a higher WallStSmart Score of 66/100 (B-).
GDRX
Avoid35
out of 100
Grade: F
HQY
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for GDRX.
Margin of Safety
+49.2%
Fair Value
$151.32
Current Price
$88.67
$62.65 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 29.3%
Earnings expanding 34.4% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 3.3% — below average capital efficiency
2.6% margin — thin
Premium valuation, high expectations priced in
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : GDRX
The strongest argument for GDRX centers on Price/Book.
Bull Case : HQY
The strongest argument for HQY centers on Operating Margin, EPS Growth. Profitability is solid with margins at 17.2% and operating margin at 29.3%. PEG of 1.27 suggests the stock is reasonably priced for its growth.
Bear Case : GDRX
The primary concerns for GDRX are Market Cap, Return on Equity, Profit Margin. A P/E of 44.2x leaves little room for execution misses. Thin 2.6% margins leave little buffer for downturns.
Bear Case : HQY
The primary concerns for HQY are P/E Ratio.
Key Dynamics to Monitor
GDRX profiles as a value stock while HQY is a mature play — different risk/reward profiles.
GDRX carries more volatility with a beta of 1.61 — expect wider price swings.
HQY is growing revenue faster at 7.2% — sustainability is the question.
HQY generates stronger free cash flow (97M), providing more financial flexibility.
Bottom Line
HQY scores higher overall (66/100 vs 35/100), backed by strong 17.2% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goodrx Holdings Inc
HEALTHCARE · HEALTH INFORMATION SERVICES · USA
GoodRx Holdings, Inc. provides information and tools that allow consumers to compare prices and save when buying prescription drugs in the United States. The company is headquartered in Santa Monica, California.
Visit Website →HealthEquity Inc
HEALTHCARE · HEALTH INFORMATION SERVICES · USA
HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.
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