WallStSmart

General Motors Company (GM)vsMarriot Vacations Worldwide (VAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Motors Company generates 5333% more annual revenue ($185.53B vs $3.42B). GM leads profitability with a 1.1% profit margin vs -9.8%. GM appears more attractively valued with a PEG of 0.30. VAC earns a higher WallStSmart Score of 57/100 (C).

GM

Buy

53

out of 100

Grade: C-

Growth: 4.0Profit: 4.0Value: 5.3Quality: 3.5
Piotroski: 3/9Altman Z: 1.20

VAC

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 1.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GMSignificantly Overvalued (-37.3%)

Margin of Safety

-37.3%

Fair Value

$63.11

Current Price

$83.45

$20.34 premium

UndervaluedFair: $63.11Overvalued
VACUndervalued (+41.4%)

Margin of Safety

+41.4%

Fair Value

$94.72

Current Price

$99.15

$4.43 discount

UndervaluedFair: $94.72Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GM4 strengths · Avg: 9.3/10
PEG RatioValuation
0.3010/10

Growing faster than its price suggests

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Market CapQuality
$77.44B9/10

Large-cap with strong market position

Free Cash FlowQuality
$4.41B8/10

Generating 4.4B in free cash flow

VAC1 strengths · Avg: 8.0/10
Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

GM4 concerns · Avg: 3.5/10
P/E RatioValuation
38.4x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
3.1%3/10

ROE of 3.1% — below average capital efficiency

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

VAC4 concerns · Avg: 1.5/10
Return on EquityProfitability
-17.2%2/10

ROE of -17.2% — below average capital efficiency

Altman Z-ScoreHealth
1.122/10

Distress zone — elevated risk

Profit MarginProfitability
-9.8%1/10

Currently unprofitable

Debt/EquityHealth
2.651/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GM

The strongest argument for GM centers on PEG Ratio, Price/Book, Market Cap. PEG of 0.30 suggests the stock is reasonably priced for its growth.

Bull Case : VAC

The strongest argument for VAC centers on Price/Book. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bear Case : GM

The primary concerns for GM are P/E Ratio, Revenue Growth, Return on Equity. Debt-to-equity of 2.06 is elevated, increasing financial risk. Thin 1.1% margins leave little buffer for downturns.

Bear Case : VAC

The primary concerns for VAC are Return on Equity, Altman Z-Score, Profit Margin. Debt-to-equity of 2.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

GM profiles as a value stock while VAC is a turnaround play — different risk/reward profiles.

GM carries more volatility with a beta of 1.32 — expect wider price swings.

VAC is growing revenue faster at 9.7% — sustainability is the question.

GM generates stronger free cash flow (4.4B), providing more financial flexibility.

Bottom Line

VAC scores higher overall (57/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Motors Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

General Motors Company (GM) is an American multinational corporation headquartered in Detroit, Michigan that designs, manufactures, markets, and distributes vehicles and vehicle parts, and sells financial services, with global headquarters in Detroit's Renaissance Center.

Marriot Vacations Worldwide

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Marriott Vacations Worldwide Corporation, a vacation company, develops, markets, sells and manages vacation ownership and related products. The company is headquartered in Orlando, Florida.

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