WallStSmart

Garmin Ltd (GRMN)vsMind Technology Inc (MIND)

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Smart Verdict

WallStSmart Research — data-driven comparison

Garmin Ltd generates 21958% more annual revenue ($7.67B vs $34.78M). GRMN leads profitability with a 24.5% profit margin vs -6.8%. MIND appears more attractively valued with a PEG of 0.37. GRMN earns a higher WallStSmart Score of 67/100 (B-).

GRMN

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 8.5Value: 3.3Quality: 9.0
Piotroski: 5/9Altman Z: 5.31

MIND

Hold

36

out of 100

Grade: F

Growth: 4.0Profit: 2.5Value: 5.7Quality: 8.0
Piotroski: 3/9Altman Z: 2.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GRMNSignificantly Overvalued (-43.1%)

Margin of Safety

-43.1%

Fair Value

$144.36

Current Price

$272.51

$128.15 premium

UndervaluedFair: $144.36Overvalued
MINDSignificantly Overvalued (-88.3%)

Margin of Safety

-88.3%

Fair Value

$4.51

Current Price

$4.25

$0.26 premium

UndervaluedFair: $4.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GRMN6 strengths · Avg: 9.5/10
Operating MarginProfitability
30.4%10/10

Strong operational efficiency at 30.4%

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.3110/10

Safe zone — low bankruptcy risk

Market CapQuality
$54.92B9/10

Large-cap with strong market position

Return on EquityProfitability
20.8%9/10

Every $100 of equity generates 21 in profit

Profit MarginProfitability
24.5%9/10

Keeps 25 of every $100 in revenue as profit

MIND3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3710/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Areas to Watch

GRMN2 concerns · Avg: 3.0/10
P/E RatioValuation
29.4x4/10

Moderate valuation

PEG RatioValuation
3.032/10

Expensive relative to growth rate

MIND4 concerns · Avg: 2.8/10
Market CapQuality
$37.08M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.8%3/10

ROE of 1.8% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-58.5%2/10

Revenue declined 58.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : GRMN

The strongest argument for GRMN centers on Operating Margin, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 24.5% and operating margin at 30.4%. Revenue growth of 11.4% demonstrates continued momentum.

Bull Case : MIND

The strongest argument for MIND centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.37 suggests the stock is reasonably priced for its growth.

Bear Case : GRMN

The primary concerns for GRMN are P/E Ratio, PEG Ratio.

Bear Case : MIND

The primary concerns for MIND are Market Cap, Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

GRMN profiles as a mature stock while MIND is a turnaround play — different risk/reward profiles.

GRMN carries more volatility with a beta of 0.83 — expect wider price swings.

GRMN is growing revenue faster at 11.4% — sustainability is the question.

GRMN generates stronger free cash flow (210M), providing more financial flexibility.

Bottom Line

GRMN scores higher overall (67/100 vs 36/100), backed by strong 24.5% margins and 11.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Garmin Ltd

TECHNOLOGY · SCIENTIFIC & TECHNICAL INSTRUMENTS · USA

Garmin Ltd. is an American multinational technology company with headquarters in Olathe, Kansas.

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Mind Technology Inc

TECHNOLOGY · SCIENTIFIC & TECHNICAL INSTRUMENTS · USA

MIND Technology, Inc., provides technology to the oceanographic, hydrographic, defense, seismic, and maritime security industries. The company is headquartered in The Woodlands, Texas.

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