WallStSmart

Goldman Sachs BDC Inc (GSBD)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 9945% more annual revenue ($34.90B vs $347.42M). GSBD leads profitability with a 21.3% profit margin vs 8.8%. SLF appears more attractively valued with a PEG of 1.58. GSBD earns a higher WallStSmart Score of 55/100 (C).

GSBD

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 5.7Quality: 4.8
Piotroski: 4/9

SLF

Hold

49

out of 100

Grade: D+

Growth: 5.3Profit: 5.5Value: 5.0Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GSBD4 strengths · Avg: 9.3/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
70.8%10/10

Strong operational efficiency at 70.8%

Profit MarginProfitability
21.3%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
13.4x8/10

Attractively priced relative to earnings

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

GSBD4 concerns · Avg: 3.3/10
PEG RatioValuation
2.154/10

Expensive relative to growth rate

Market CapQuality
$969.22M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.4%3/10

ROE of 5.4% — below average capital efficiency

Debt/EquityHealth
1.363/10

Elevated debt levels

SLF3 concerns · Avg: 3.3/10
PEG RatioValuation
1.584/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : GSBD

The strongest argument for GSBD centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 21.3% and operating margin at 70.8%.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow.

Bear Case : GSBD

The primary concerns for GSBD are PEG Ratio, Market Cap, Return on Equity.

Bear Case : SLF

The primary concerns for SLF are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

GSBD profiles as a declining stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.82 — expect wider price swings.

SLF is growing revenue faster at 0.2% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

GSBD scores higher overall (55/100 vs 49/100), backed by strong 21.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs BDC Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Goldman Sachs BDC Inc. (GSBD) is a closed-end management investment company focused on providing tailored debt and equity solutions to middle-market enterprises across the United States. Capitalizing on the extensive resources and expertise of Goldman Sachs, the firm aims to enhance shareholder value through a diversified portfolio that strategically balances risk and return. Committed to generating stable income through a disciplined distribution policy, GSBD actively seeks growth opportunities while emphasizing a robust risk management framework and fostering strategic industry partnerships to bolster its overall investment strategy.

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Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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