WallStSmart

Goldman Sachs BDC Inc (GSBD)vsSun Life Financial Inc. (SLF)

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Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 10344% more annual revenue ($35.53B vs $340.18M). GSBD leads profitability with a 17.2% profit margin vs 9.5%. SLF appears more attractively valued with a PEG of 1.33. SLF earns a higher WallStSmart Score of 67/100 (B-).

GSBD

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 7.0Value: 5.0Quality: 4.8
Piotroski: 4/9

SLF

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 5.7Quality: 6.5
Piotroski: 5/9Altman Z: 0.32

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GSBD2 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
87.4%10/10

Strong operational efficiency at 87.4%

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
43.2%8/10

Earnings expanding 43.2% YoY

Areas to Watch

GSBD4 concerns · Avg: 3.3/10
PEG RatioValuation
2.154/10

Expensive relative to growth rate

Market CapQuality
$1.09B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.7%3/10

ROE of 5.7% — below average capital efficiency

Debt/EquityHealth
1.363/10

Elevated debt levels

SLF1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.322/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GSBD

The strongest argument for GSBD centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.2% and operating margin at 87.4%.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : GSBD

The primary concerns for GSBD are PEG Ratio, Market Cap, Return on Equity.

Bear Case : SLF

The primary concerns for SLF are Altman Z-Score.

Key Dynamics to Monitor

GSBD profiles as a declining stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.80 — expect wider price swings.

SLF is growing revenue faster at 7.5% — sustainability is the question.

SLF generates stronger free cash flow (90M), providing more financial flexibility.

Bottom Line

SLF scores higher overall (67/100 vs 51/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs BDC Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Goldman Sachs BDC Inc. (GSBD) is a closed-end management investment company focused on providing tailored debt and equity solutions to middle-market enterprises across the United States. Capitalizing on the extensive resources and expertise of Goldman Sachs, the firm aims to enhance shareholder value through a diversified portfolio that strategically balances risk and return. Committed to generating stable income through a disciplined distribution policy, GSBD actively seeks growth opportunities while emphasizing a robust risk management framework and fostering strategic industry partnerships to bolster its overall investment strategy.

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Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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