Huntington Bancshares Incorporated (HBAN)vsHDFC Bank Limited ADR (HDB)
HBAN
Huntington Bancshares Incorporated
$17.55
+1.09%
FINANCIAL SERVICES · Cap: $34.43B
HDB
HDFC Bank Limited ADR
$23.63
-0.59%
FINANCIAL SERVICES · Cap: $123.96B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 32042% more annual revenue ($2.95T vs $9.18B). HDB leads profitability with a 26.8% profit margin vs 26.1%. HDB appears more attractively valued with a PEG of 1.01. HDB earns a higher WallStSmart Score of 76/100 (B+).
HBAN
Strong Buy71
out of 100
Grade: B
HDB
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 41.9%
Revenue surging 47.6% year-over-year
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Strong operational efficiency at 33.3%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
16.6% revenue growth
Areas to Watch
Expensive relative to growth rate
ROE of 7.3% — below average capital efficiency
Earnings declined 2.9%
Distress zone — elevated risk
Trading at 9.6x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : HBAN
The strongest argument for HBAN centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 26.1% and operating margin at 41.9%. Revenue growth of 47.6% demonstrates continued momentum.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 33.3%. Revenue growth of 16.6% demonstrates continued momentum.
Bear Case : HBAN
The primary concerns for HBAN are PEG Ratio, Return on Equity, EPS Growth.
Bear Case : HDB
The primary concerns for HDB are Price/Book.
Key Dynamics to Monitor
HBAN carries more volatility with a beta of 0.95 — expect wider price swings.
HBAN is growing revenue faster at 47.6% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HDB scores higher overall (76/100 vs 71/100), backed by strong 26.8% margins and 16.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Huntington Bancshares Incorporated
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Huntington Bancshares Incorporated is a bank holding company headquartered in Columbus, Ohio.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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