The Home Depot Inc (HD)vsPHINIA Inc. (PHIN)
HD
The Home Depot Inc
$323.05
+2.42%
CONSUMER CYCLICAL · Cap: $322.59B
PHIN
PHINIA Inc.
$78.36
+3.04%
CONSUMER CYCLICAL · Cap: $2.81B
Smart Verdict
WallStSmart Research — data-driven comparison
The Home Depot Inc generates 4519% more annual revenue ($164.68B vs $3.56B). HD leads profitability with a 8.6% profit margin vs 3.5%. PHIN trades at a lower P/E of 20.7x. HD earns a higher WallStSmart Score of 50/100 (D+).
HD
Hold50
out of 100
Grade: D+
PHIN
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-29.7%
Fair Value
$243.24
Current Price
$323.05
$79.81 premium
Margin of Safety
+40.6%
Fair Value
$130.82
Current Price
$78.36
$52.46 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 146 in profit
Safe zone — low bankruptcy risk
Generating 2.3B in free cash flow
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Trading at 25.1x book value
Revenue declined 3.8%
Grey zone — moderate risk
3.5% margin — thin
Earnings declined 18.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : HD
The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.
Bull Case : PHIN
The strongest argument for PHIN centers on Price/Book. Revenue growth of 10.3% demonstrates continued momentum.
Bear Case : HD
The primary concerns for HD are Piotroski F-Score, PEG Ratio, Price/Book.
Bear Case : PHIN
The primary concerns for PHIN are Altman Z-Score, Profit Margin, EPS Growth. Thin 3.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
PHIN carries more volatility with a beta of 1.27 — expect wider price swings.
PHIN is growing revenue faster at 10.3% — sustainability is the question.
HD generates stronger free cash flow (2.3B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HD scores higher overall (50/100 vs 48/100). PHIN offers better value entry with a 40.6% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Home Depot Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.
PHINIA Inc.
CONSUMER CYCLICAL · AUTO PARTS · USA
PHINIA Inc. develops and manufactures gasoline and diesel fuel injection components and systems. The company is headquartered in Auburn Hills, Michigan.
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