WallStSmart

The Home Depot Inc (HD)vsRoyal Caribbean Cruises Ltd (RCL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 792% more annual revenue ($166.59B vs $18.68B). RCL leads profitability with a 23.5% profit margin vs 8.4%. RCL appears more attractively valued with a PEG of 1.53. RCL earns a higher WallStSmart Score of 60/100 (C).

HD

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

RCL

Buy

60

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.0Quality: 3.0
Piotroski: 5/9Altman Z: 0.96
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-65.3%)

Margin of Safety

-65.3%

Fair Value

$213.57

Current Price

$355.62

$142.05 premium

UndervaluedFair: $213.57Overvalued
RCLSignificantly Overvalued (-63.1%)

Margin of Safety

-63.1%

Fair Value

$204.60

Current Price

$320.00

$115.40 premium

UndervaluedFair: $204.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$337.29B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

RCL4 strengths · Avg: 9.0/10
Return on EquityProfitability
43.0%10/10

Every $100 of equity generates 43 in profit

Market CapQuality
$87.57B9/10

Large-cap with strong market position

Profit MarginProfitability
23.5%9/10

Keeps 24 of every $100 in revenue as profit

Operating MarginProfitability
27.1%8/10

Strong operational efficiency at 27.1%

Areas to Watch

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
25.5x2/10

Trading at 25.5x book value

RCL4 concerns · Avg: 3.0/10
PEG RatioValuation
1.534/10

Expensive relative to growth rate

Price/BookValuation
8.4x4/10

Trading at 8.4x book value

EPS GrowthGrowth
-4.6%2/10

Earnings declined 4.6%

Free Cash FlowQuality
$-877.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : RCL

The strongest argument for RCL centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 23.5% and operating margin at 27.1%.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Bear Case : RCL

The primary concerns for RCL are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 2.30 is elevated, increasing financial risk.

Key Dynamics to Monitor

HD profiles as a value stock while RCL is a mature play — different risk/reward profiles.

RCL carries more volatility with a beta of 1.78 — expect wider price swings.

RCL is growing revenue faster at 6.5% — sustainability is the question.

HD generates stronger free cash flow (5.2B), providing more financial flexibility.

Bottom Line

RCL scores higher overall (60/100 vs 54/100), backed by strong 23.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Royal Caribbean Cruises Ltd

CONSUMER CYCLICAL · TRAVEL SERVICES · USA

Royal Caribbean Group, formerly known as Royal Caribbean Cruises Ltd., is an American global cruise holding company incorporated in Liberia and based in Miami, Florida, US.

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