WallStSmart

The Home Depot Inc (HD)vsMarriot Vacations Worldwide (VAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 4854% more annual revenue ($169.18B vs $3.42B). HD leads profitability with a 8.4% profit margin vs -9.8%. VAC appears more attractively valued with a PEG of 1.48. HD earns a higher WallStSmart Score of 58/100 (C).

HD

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

VAC

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 1.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-38.8%)

Margin of Safety

-38.8%

Fair Value

$217.98

Current Price

$305.44

$87.47 premium

UndervaluedFair: $217.98Overvalued
VACUndervalued (+41.4%)

Margin of Safety

+41.4%

Fair Value

$94.72

Current Price

$99.15

$4.43 discount

UndervaluedFair: $94.72Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$304.98B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
85.6%10/10

Every $100 of equity generates 86 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$4.51B8/10

Generating 4.5B in free cash flow

VAC1 strengths · Avg: 8.0/10
Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

HD4 concerns · Avg: 3.8/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Price/BookValuation
18.3x4/10

Trading at 18.3x book value

EPS GrowthGrowth
4.6%4/10

4.6% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

VAC4 concerns · Avg: 1.5/10
Return on EquityProfitability
-17.2%2/10

ROE of -17.2% — below average capital efficiency

Altman Z-ScoreHealth
1.122/10

Distress zone — elevated risk

Profit MarginProfitability
-9.8%1/10

Currently unprofitable

Debt/EquityHealth
2.651/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : VAC

The strongest argument for VAC centers on Price/Book. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.

Bear Case : VAC

The primary concerns for VAC are Return on Equity, Altman Z-Score, Profit Margin. Debt-to-equity of 2.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

HD profiles as a value stock while VAC is a turnaround play — different risk/reward profiles.

VAC carries more volatility with a beta of 1.24 — expect wider price swings.

VAC is growing revenue faster at 9.7% — sustainability is the question.

HD generates stronger free cash flow (4.5B), providing more financial flexibility.

Bottom Line

HD scores higher overall (58/100 vs 57/100). VAC offers better value entry with a 41.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Marriot Vacations Worldwide

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Marriott Vacations Worldwide Corporation, a vacation company, develops, markets, sells and manages vacation ownership and related products. The company is headquartered in Orlando, Florida.

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