HDFC Bank Limited ADR (HDB)vsHope Bancorp Inc (HOPE)
HDB
HDFC Bank Limited ADR
$25.79
+2.67%
FINANCIAL SERVICES · Cap: $130.27B
HOPE
Hope Bancorp Inc
$11.18
+0.63%
FINANCIAL SERVICES · Cap: $1.39B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 623393% more annual revenue ($2.85T vs $456.35M). HDB leads profitability with a 26.2% profit margin vs 13.5%. HDB appears more attractively valued with a PEG of 1.01. HDB earns a higher WallStSmart Score of 78/100 (B+).
HDB
Strong Buy78
out of 100
Grade: B+
HOPE
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+11.2%
Fair Value
$36.29
Current Price
$25.79
$10.50 discount
Margin of Safety
+47.0%
Fair Value
$22.93
Current Price
$11.18
$11.75 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.8%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.4% year-over-year
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Revenue surging 32.0% year-over-year
Earnings expanding 45.8% YoY
Areas to Watch
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 2.8% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HDB
The strongest argument for HDB centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.2% and operating margin at 34.8%. Revenue growth of 26.4% demonstrates continued momentum.
Bull Case : HOPE
The strongest argument for HOPE centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 32.0% demonstrates continued momentum. PEG of 1.24 suggests the stock is reasonably priced for its growth.
Bear Case : HDB
The primary concerns for HDB are Debt/Equity, Piotroski F-Score, Altman Z-Score.
Bear Case : HOPE
The primary concerns for HOPE are Market Cap, Return on Equity.
Key Dynamics to Monitor
HOPE carries more volatility with a beta of 0.81 — expect wider price swings.
HOPE is growing revenue faster at 32.0% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HDB scores higher overall (78/100 vs 76/100), backed by strong 26.2% margins and 26.4% revenue growth. HOPE offers better value entry with a 47.0% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Hope Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Hope Bancorp, Inc. is the bank holding company for Bank of Hope providing banking services for small and medium-sized businesses and individuals in the United States. The company is headquartered in Los Angeles, California.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?