HDFC Bank Limited ADR (HDB)vsGrupo Supervielle SA (SUPV)
HDB
HDFC Bank Limited ADR
$25.79
+2.67%
FINANCIAL SERVICES · Cap: $130.27B
SUPV
Grupo Supervielle SA
$9.06
+3.19%
FINANCIAL SERVICES · Cap: $762.48M
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 290% more annual revenue ($2.85T vs $728.99B). HDB leads profitability with a 26.2% profit margin vs -6.7%. SUPV appears more attractively valued with a PEG of 0.29. HDB earns a higher WallStSmart Score of 78/100 (B+).
HDB
Strong Buy78
out of 100
Grade: B+
SUPV
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+11.2%
Fair Value
$36.29
Current Price
$25.79
$10.50 discount
Margin of Safety
-676.7%
Fair Value
$1.50
Current Price
$9.06
$7.56 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.8%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.4% year-over-year
Growing faster than its price suggests
Generating 56.0B in free cash flow
Areas to Watch
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of -4.7% — below average capital efficiency
Revenue declined 29.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : HDB
The strongest argument for HDB centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.2% and operating margin at 34.8%. Revenue growth of 26.4% demonstrates continued momentum.
Bull Case : SUPV
The strongest argument for SUPV centers on PEG Ratio, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.
Bear Case : HDB
The primary concerns for HDB are Debt/Equity, Piotroski F-Score, Altman Z-Score.
Bear Case : SUPV
The primary concerns for SUPV are P/E Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
HDB profiles as a growth stock while SUPV is a turnaround play — different risk/reward profiles.
SUPV carries more volatility with a beta of 0.69 — expect wider price swings.
HDB is growing revenue faster at 26.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HDB scores higher overall (78/100 vs 39/100), backed by strong 26.2% margins and 26.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Grupo Supervielle SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.
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