HDFC Bank Limited ADR (HDB)vsTrustmark Corporation (TRMK)
HDB
HDFC Bank Limited ADR
$23.05
+1.54%
FINANCIAL SERVICES · Cap: $109.84B
TRMK
Trustmark Corporation
$45.01
-0.77%
FINANCIAL SERVICES · Cap: $2.59B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 368038% more annual revenue ($3.02T vs $820.10M). TRMK leads profitability with a 28.7% profit margin vs 26.5%. HDB appears more attractively valued with a PEG of 1.01. HDB earns a higher WallStSmart Score of 82/100 (A-).
HDB
Exceptional Buy82
out of 100
Grade: A-
TRMK
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 38.5%
Revenue surging 80.8% year-over-year
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 35.3%
Keeps 29 of every $100 in revenue as profit
Areas to Watch
Trading at 9.2x book value
Expensive relative to growth rate
3.5% revenue growth
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HDB
The strongest argument for HDB centers on Operating Margin, Revenue Growth, Free Cash Flow. Profitability is solid with margins at 26.5% and operating margin at 38.5%. Revenue growth of 80.8% demonstrates continued momentum.
Bull Case : TRMK
The strongest argument for TRMK centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.7% and operating margin at 35.3%.
Bear Case : HDB
The primary concerns for HDB are Price/Book.
Bear Case : TRMK
The primary concerns for TRMK are PEG Ratio, Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
HDB profiles as a growth stock while TRMK is a value play — different risk/reward profiles.
TRMK carries more volatility with a beta of 0.66 — expect wider price swings.
HDB is growing revenue faster at 80.8% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Bottom Line
HDB scores higher overall (82/100 vs 65/100), backed by strong 26.5% margins and 80.8% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Trustmark Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Trustmark Corporation is the banking holding company for Trustmark National Bank providing banking and financial solutions to individuals and corporate institutions in the United States. The company is headquartered in Jackson, Mississippi.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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