WallStSmart

Hartford Financial Services Group (HIG)vsHamilton Lane Inc (HLNE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 3693% more annual revenue ($28.79B vs $758.99M). HLNE leads profitability with a 32.8% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

HLNE

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 9.5Value: 6.3Quality: 6.5
Piotroski: 2/9Altman Z: 2.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

HLNE4 strengths · Avg: 9.3/10
Profit MarginProfitability
32.8%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
42.5%10/10

Strong operational efficiency at 42.5%

Return on EquityProfitability
27.2%9/10

Every $100 of equity generates 27 in profit

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Areas to Watch

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

HLNE3 concerns · Avg: 3.0/10
EPS GrowthGrowth
4.1%4/10

4.1% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-2.2%2/10

Revenue declined 2.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : HLNE

The strongest argument for HLNE centers on Profit Margin, Operating Margin, Return on Equity. Profitability is solid with margins at 32.8% and operating margin at 42.5%. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Bear Case : HLNE

The primary concerns for HLNE are EPS Growth, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

HIG profiles as a value stock while HLNE is a declining play — different risk/reward profiles.

HLNE carries more volatility with a beta of 1.17 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 63/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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Hamilton Lane Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Hamilton Lane Incorporated is an investment firm specializing in fund and direct investments. The company is headquartered in Conshohocken, Pennsylvania with additional offices across Europe, North America, and Asia.

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