WallStSmart

Hartford Financial Services Group (HIG)vsJanus Henderson Group PLC (JHG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 830% more annual revenue ($28.79B vs $3.10B). JHG leads profitability with a 26.3% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. JHG earns a higher WallStSmart Score of 85/100 (A).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

JHG

Exceptional Buy

85

out of 100

Grade: A

Growth: 9.3Profit: 9.0Value: 7.0Quality: 5.8
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

JHG6 strengths · Avg: 9.5/10
P/E RatioValuation
9.9x10/10

Attractively priced relative to earnings

Operating MarginProfitability
42.7%10/10

Strong operational efficiency at 42.7%

Revenue GrowthGrowth
61.3%10/10

Revenue surging 61.3% year-over-year

EPS GrowthGrowth
244.6%10/10

Earnings expanding 244.6% YoY

Profit MarginProfitability
26.3%9/10

Keeps 26 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

HIG0 concerns · Avg: 0/10

No major concerns identified

JHG1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-148.20M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : JHG

The strongest argument for JHG centers on P/E Ratio, Operating Margin, Revenue Growth. Profitability is solid with margins at 26.3% and operating margin at 42.7%. Revenue growth of 61.3% demonstrates continued momentum.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Bear Case : JHG

The primary concerns for JHG are Free Cash Flow.

Key Dynamics to Monitor

HIG profiles as a value stock while JHG is a growth play — different risk/reward profiles.

JHG carries more volatility with a beta of 1.48 — expect wider price swings.

JHG is growing revenue faster at 61.3% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

JHG scores higher overall (85/100 vs 77/100), backed by strong 26.3% margins and 61.3% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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Janus Henderson Group PLC

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Janus Henderson Group plc is an asset management portfolio entity. The company is headquartered in London, United Kingdom with additional offices in Jersey, United Kingdom and Sydney, Australia.

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