WallStSmart

Hartford Financial Services Group (HIG)vsJackson Financial Inc (JXN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 326% more annual revenue ($28.79B vs $6.76B). HIG leads profitability with a 14.1% profit margin vs 0.4%. HIG earns a higher WallStSmart Score of 77/100 (B+).

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

JXN

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 5.0Value: 5.0Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

JXN4 strengths · Avg: 9.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
719.0%10/10

Revenue surging 719.0% year-over-year

Operating MarginProfitability
23.6%8/10

Strong operational efficiency at 23.6%

Free Cash FlowQuality
$1.62B8/10

Generating 1.6B in free cash flow

Areas to Watch

HIG0 concerns · Avg: 0/10

No major concerns identified

JXN3 concerns · Avg: 2.7/10
Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

EPS GrowthGrowth
-31.8%2/10

Earnings declined 31.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : JXN

The strongest argument for JXN centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 719.0% demonstrates continued momentum.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Bear Case : JXN

The primary concerns for JXN are Return on Equity, Profit Margin, EPS Growth. Thin 0.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

HIG profiles as a value stock while JXN is a hypergrowth play — different risk/reward profiles.

JXN carries more volatility with a beta of 1.46 — expect wider price swings.

JXN is growing revenue faster at 719.0% — sustainability is the question.

JXN generates stronger free cash flow (1.6B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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Jackson Financial Inc

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Jackson Financial Inc. is a leading player in the U.S. life insurance and asset management sectors, specializing in innovative retirement solutions that foster financial security for individuals and families. The company offers a wide array of fixed and variable annuities and life insurance products tailored to meet the diverse needs of retirees and investors amidst a changing financial environment. With a strong emphasis on customer service, advanced technology, and a comprehensive distribution network, Jackson Financial is strategically positioned to leverage demographic trends and the growing demand for effective retirement planning, ensuring sustainable growth and enhancing its competitive edge in the market.

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