Hartford Financial Services Group (HIG)vsJackson Financial Inc (JXN)
HIG
Hartford Financial Services Group
$130.04
-2.60%
FINANCIAL SERVICES · Cap: $34.77B
JXN
Jackson Financial Inc
$135.97
+1.09%
FINANCIAL SERVICES · Cap: $8.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 352% more annual revenue ($29.59B vs $6.55B). HIG leads profitability with a 15.6% profit margin vs 1.6%. HIG trades at a lower P/E of 8.7x. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
JXN
Hold48
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 22.6%
Reasonable price relative to book value
Earnings expanding 291.6% YoY
Conservative balance sheet, low leverage
Generating 1.8B in free cash flow
Areas to Watch
3.9% revenue growth
Distress zone — elevated risk
1.6% margin — thin
Premium valuation, high expectations priced in
ROE of -3.9% — below average capital efficiency
Revenue declined 22.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.6% and operating margin at 22.6%. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : JXN
The strongest argument for JXN centers on Price/Book, EPS Growth, Debt/Equity.
Bear Case : HIG
The primary concerns for HIG are Revenue Growth, Altman Z-Score.
Bear Case : JXN
The primary concerns for JXN are Profit Margin, P/E Ratio, Return on Equity. A P/E of 143.5x leaves little room for execution misses. Thin 1.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
JXN carries more volatility with a beta of 1.32 — expect wider price swings.
HIG is growing revenue faster at 3.9% — sustainability is the question.
JXN generates stronger free cash flow (1.8B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 48/100), backed by strong 15.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Jackson Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Jackson Financial Inc. is a prominent player in the U.S. life insurance and asset management sectors, renowned for its innovative retirement solutions that aim to bolster financial security for individuals and families. The company offers a diverse portfolio of fixed and variable annuities along with life insurance products, skillfully meeting the evolving needs of retirees and investors in a complex financial landscape. By harnessing cutting-edge technology and a robust distribution network, Jackson Financial is well-equipped to capitalize on demographic trends and the rising demand for efficient retirement planning, positioning itself for sustained growth and a competitive advantage in the industry.
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