Hartford Financial Services Group (HIG)vsNuveen Variable Rate Preferred & Income Fund (NPFD)
HIG
Hartford Financial Services Group
$133.89
+3.78%
FINANCIAL SERVICES · Cap: $35.50B
NPFD
Nuveen Variable Rate Preferred & Income Fund
$18.53
-0.37%
FINANCIAL SERVICES · Cap: $448.25M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 59716% more annual revenue ($28.79B vs $48.13M). NPFD leads profitability with a 108.7% profit margin vs 14.1%. NPFD trades at a lower P/E of 8.6x. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
NPFD
Buy60
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 109 of every $100 in revenue as profit
Strong operational efficiency at 83.3%
Earnings expanding 23.6% YoY
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : NPFD
The strongest argument for NPFD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 108.7% and operating margin at 83.3%.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : NPFD
The primary concerns for NPFD are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while NPFD is a mature play — different risk/reward profiles.
NPFD carries more volatility with a beta of 0.73 — expect wider price swings.
NPFD is growing revenue faster at 6.8% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 60/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Nuveen Variable Rate Preferred & Income Fund
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
The Nuveen Variable Rate Preferred & Income Fund (NPFD) is a closed-end fund designed for institutional investors seeking to generate substantial current income through a well-diversified portfolio of variable-rate preferred and income-generating securities. Managed by Nuveen, a leading investment management firm, NPFD emphasizes high-quality assets and a disciplined investment approach to optimize risk-adjusted returns. With a strategic focus on income stability in fluctuating interest rate environments, the fund offers a compelling opportunity to capitalize on the preferred securities market while effectively addressing income-related dynamics.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?