Hartford Financial Services Group (HIG)vsPrudential Financial Inc (PRU)
HIG
Hartford Financial Services Group
$136.81
+0.12%
FINANCIAL SERVICES · Cap: $37.46B
PRU
Prudential Financial Inc
$98.11
+1.75%
FINANCIAL SERVICES · Cap: $33.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial Inc generates 113% more annual revenue ($61.23B vs $28.79B). HIG leads profitability with a 14.1% profit margin vs 5.8%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).
HIG
Strong Buy77
out of 100
Grade: B+
PRU
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 31.2% year-over-year
Earnings expanding 223.4% YoY
Generating 3.3B in free cash flow
Areas to Watch
No major concerns identified
5.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 31.2% demonstrates continued momentum. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Bear Case : PRU
The primary concerns for PRU are Profit Margin.
Key Dynamics to Monitor
HIG profiles as a value stock while PRU is a hypergrowth play — different risk/reward profiles.
PRU carries more volatility with a beta of 0.94 — expect wider price swings.
PRU is growing revenue faster at 31.2% — sustainability is the question.
PRU generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 76/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Prudential Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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