Hartford Financial Services Group (HIG)vsRoot Inc (ROOT)
HIG
Hartford Financial Services Group
$131.89
-0.94%
FINANCIAL SERVICES · Cap: $36.75B
ROOT
Root Inc
$49.84
-1.87%
FINANCIAL SERVICES · Cap: $806.89M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 1770% more annual revenue ($29.32B vs $1.57B). HIG leads profitability with a 14.9% profit margin vs 3.7%. HIG trades at a lower P/E of 9.4x. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
ROOT
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
1.6% revenue growth
Smaller company, higher risk/reward
3.7% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : ROOT
The strongest argument for ROOT centers on P/E Ratio, Price/Book.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : ROOT
The primary concerns for ROOT are Revenue Growth, Market Cap, Profit Margin. Thin 3.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
ROOT carries more volatility with a beta of 2.92 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 49/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Root Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Root, Inc. offers insurance products and services in the United States. The company is headquartered in Columbus, Ohio.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?