Hartford Financial Services Group (HIG)vsSummit State Bank (SSBI)
HIG
Hartford Financial Services Group
$136.81
+0.12%
FINANCIAL SERVICES · Cap: $37.46B
SSBI
Summit State Bank
$13.66
-0.65%
FINANCIAL SERVICES · Cap: $92.50M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 87656% more annual revenue ($28.79B vs $32.81M). SSBI leads profitability with a 20.7% profit margin vs 14.1%. HIG trades at a lower P/E of 9.6x. HIG earns a higher WallStSmart Score of 77/100 (B+).
HIG
Strong Buy77
out of 100
Grade: B+
SSBI
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 23 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Revenue surging 327.5% year-over-year
Conservative balance sheet, low leverage
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 33.3% YoY
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
ROE of 7.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : SSBI
The strongest argument for SSBI centers on Price/Book, Revenue Growth, Debt/Equity. Profitability is solid with margins at 20.7% and operating margin at 19.1%. Revenue growth of 327.5% demonstrates continued momentum.
Bear Case : HIG
No major red flags identified for HIG, but monitor valuation.
Bear Case : SSBI
The primary concerns for SSBI are Market Cap, Return on Equity.
Key Dynamics to Monitor
HIG profiles as a value stock while SSBI is a growth play — different risk/reward profiles.
HIG carries more volatility with a beta of 0.53 — expect wider price swings.
SSBI is growing revenue faster at 327.5% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Summit State Bank
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Summit State Bank offers a variety of banking products and services to individuals and businesses primarily in Sonoma County, California. The company is headquartered in Santa Rosa, California.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?