Hartford Financial Services Group (HIG)vsStepstone Group Inc (STEP)
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
STEP
Stepstone Group Inc
$48.92
-0.85%
FINANCIAL SERVICES · Cap: $6.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 1360% more annual revenue ($29.32B vs $2.01B). HIG leads profitability with a 14.9% profit margin vs -30.5%. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
STEP
Avoid25
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Conservative balance sheet, low leverage
Areas to Watch
Distress zone — elevated risk
4.0% revenue growth
ROE of -55.9% — below average capital efficiency
Earnings declined 38.5%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : STEP
The strongest argument for STEP centers on Debt/Equity.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : STEP
The primary concerns for STEP are Revenue Growth, Return on Equity, EPS Growth.
Key Dynamics to Monitor
HIG profiles as a value stock while STEP is a turnaround play — different risk/reward profiles.
STEP carries more volatility with a beta of 1.28 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 25/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Stepstone Group Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Stepstone Group Inc. (STEP) is a leading global investment firm that specializes in private markets, delivering tailored investment solutions to institutional investors. The firm employs a strategic focus across various asset classes, including private equity, real estate, infrastructure, and private debt, leveraging its extensive network and deep sector expertise to uncover high-quality opportunities. With a commitment to disciplined asset allocation and rigorous due diligence, Stepstone combines the skills of a seasoned team with advanced technology, positioning itself to navigate the complexities of private markets and strive for sustainable, long-term value creation for clients.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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