WallStSmart

Hartford Financial Services Group (HIG)vsBlackRock TCP Capital Corp (TCPC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 16459% more annual revenue ($29.32B vs $177.04M). HIG leads profitability with a 14.9% profit margin vs -61.3%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

TCPC

Buy

55

out of 100

Grade: C

Growth: 4.3Profit: 5.0Value: 6.0Quality: 5.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
36.1%8/10

Earnings expanding 36.1% YoY

TCPC3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
82.8%10/10

Strong operational efficiency at 82.8%

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Areas to Watch

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

TCPC4 concerns · Avg: 2.8/10
Market CapQuality
$340.64M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.653/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-22.3%2/10

ROE of -22.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : TCPC

The strongest argument for TCPC centers on Price/Book, Operating Margin, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Bear Case : TCPC

The primary concerns for TCPC are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

HIG profiles as a value stock while TCPC is a turnaround play — different risk/reward profiles.

TCPC carries more volatility with a beta of 1.00 — expect wider price swings.

HIG is growing revenue faster at 8.1% — sustainability is the question.

HIG generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 55/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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BlackRock TCP Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock TCP Capital Corp (TCPC) is a prominent business development company that specializes in delivering customized financing solutions to middle-market enterprises across diverse industries. Backed by the extensive investment expertise of BlackRock, TCPC primarily offers senior secured loans and a variety of debt instruments, prioritizing strong risk-adjusted returns and capital preservation. With a proactive investment approach and robust market relationships, the firm effectively maneuvers through changing economic landscapes. Furthermore, TCPC's commitment to consistent dividend distributions positions it as an attractive option for income-focused investors seeking stability and resilience in uncertain market conditions.

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