WallStSmart

HNI Corp (HNI)vsWhirlpool Corporation (WHR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Whirlpool Corporation generates 232% more annual revenue ($14.56B vs $4.39B). HNI leads profitability with a 0.1% profit margin vs -0.8%. HNI appears more attractively valued with a PEG of 0.66. HNI earns a higher WallStSmart Score of 60/100 (C+).

HNI

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 5.0Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.26

WHR

Hold

45

out of 100

Grade: D+

Growth: 2.0Profit: 3.5Value: 5.3Quality: 3.5
Piotroski: 3/9Altman Z: 1.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HNIUndervalued (+7.2%)

Margin of Safety

+7.2%

Fair Value

$55.74

Current Price

$47.26

$8.48 discount

UndervaluedFair: $55.74Overvalued

Intrinsic value data unavailable for WHR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HNI3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
120.7%10/10

Revenue surging 120.7% year-over-year

PEG RatioValuation
0.668/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

WHR1 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Areas to Watch

HNI4 concerns · Avg: 2.8/10
Return on EquityProfitability
0.1%3/10

ROE of 0.1% — below average capital efficiency

Profit MarginProfitability
0.1%3/10

0.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-31.5%2/10

Earnings declined 31.5%

WHR4 concerns · Avg: 3.0/10
Market CapQuality
$1.93B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Operating MarginProfitability
1.4%3/10

Operating margin of 1.4%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HNI

The strongest argument for HNI centers on Revenue Growth, PEG Ratio, Price/Book. Revenue growth of 120.7% demonstrates continued momentum. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bull Case : WHR

The strongest argument for WHR centers on Price/Book. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : HNI

The primary concerns for HNI are Return on Equity, Profit Margin, Piotroski F-Score. Thin 0.1% margins leave little buffer for downturns.

Bear Case : WHR

The primary concerns for WHR are Market Cap, Return on Equity, Operating Margin. Debt-to-equity of 2.05 is elevated, increasing financial risk.

Key Dynamics to Monitor

HNI profiles as a hypergrowth stock while WHR is a turnaround play — different risk/reward profiles.

WHR carries more volatility with a beta of 1.18 — expect wider price swings.

HNI is growing revenue faster at 120.7% — sustainability is the question.

HNI generates stronger free cash flow (169M), providing more financial flexibility.

Bottom Line

HNI scores higher overall (60/100 vs 45/100) and 120.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HNI Corp

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

HNI Corporation manufactures and sells workplace furniture and residential construction products in the United States, Canada, China, Hong Kong, India, Mexico, Dubai, Taiwan, and Singapore. The company is headquartered in Muscatine, Iowa.

Whirlpool Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

The Whirlpool Corporation is an American multinational manufacturer and marketer of home appliances, headquartered in Benton Charter Township, Michigan, United States.

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