WallStSmart

Robinhood Markets Inc (HOOD)vsStifel Financial Corporation (SF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stifel Financial Corporation generates 18% more annual revenue ($5.83B vs $4.93B). HOOD leads profitability with a 42.0% profit margin vs 16.3%. SF appears more attractively valued with a PEG of 0.96. SF earns a higher WallStSmart Score of 78/100 (B+).

HOOD

Strong Buy

74

out of 100

Grade: B

Growth: 10.0Profit: 8.5Value: 3.7Quality: 4.0
Piotroski: 3/9Altman Z: 0.65

SF

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 7.0Value: 7.0Quality: 7.5
Piotroski: 6/9Altman Z: 0.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOOD6 strengths · Avg: 9.3/10
Profit MarginProfitability
42.0%10/10

Keeps 42 of every $100 in revenue as profit

Operating MarginProfitability
43.9%10/10

Strong operational efficiency at 43.9%

Revenue GrowthGrowth
32.3%10/10

Revenue surging 32.3% year-over-year

Market CapQuality
$101.21B9/10

Large-cap with strong market position

Return on EquityProfitability
21.9%9/10

Every $100 of equity generates 22 in profit

EPS GrowthGrowth
47.6%8/10

Earnings expanding 47.6% YoY

SF6 strengths · Avg: 8.5/10
EPS GrowthGrowth
50.6%10/10

Earnings expanding 50.6% YoY

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.968/10

Growing faster than its price suggests

P/E RatioValuation
14.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
21.8%8/10

Strong operational efficiency at 21.8%

Areas to Watch

HOOD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Price/BookValuation
10.7x4/10

Trading at 10.7x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
50.3x2/10

Premium valuation, high expectations priced in

SF1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HOOD

The strongest argument for HOOD centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 42.0% and operating margin at 43.9%. Revenue growth of 32.3% demonstrates continued momentum.

Bull Case : SF

The strongest argument for SF centers on EPS Growth, Debt/Equity, PEG Ratio. Profitability is solid with margins at 16.3% and operating margin at 21.8%. Revenue growth of 12.7% demonstrates continued momentum.

Bear Case : HOOD

The primary concerns for HOOD are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 50.3x leaves little room for execution misses. Debt-to-equity of 2.92 is elevated, increasing financial risk.

Bear Case : SF

The primary concerns for SF are Altman Z-Score.

Key Dynamics to Monitor

HOOD profiles as a growth stock while SF is a mature play — different risk/reward profiles.

HOOD carries more volatility with a beta of 2.34 — expect wider price swings.

HOOD is growing revenue faster at 32.3% — sustainability is the question.

HOOD generates stronger free cash flow (706M), providing more financial flexibility.

Bottom Line

SF scores higher overall (78/100 vs 74/100), backed by strong 16.3% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Robinhood Markets Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Robinhood Markets Inc (HOOD) is a leading fintech company revolutionizing retail investing since 2013 with its innovative, commission-free trading platform. By offering a diverse range of investment products—including stocks, ETFs, options, and cryptocurrencies—Robinhood caters to a broad demographic, particularly engaging younger investors. The company is committed to financial education and inclusivity, further solidified by its unique features like fractional shares and advanced cash management solutions. With a focus on transparency and efficiency, Robinhood is well-positioned as a key player in the evolving digital brokerage landscape.

Visit Website →

Stifel Financial Corporation

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Stifel Financial Corp. The company is headquartered in St. Louis, Missouri.

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