WallStSmart

Robinhood Markets Inc (HOOD)vsStifel Financial Corporation (SF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stifel Financial Corporation generates 23% more annual revenue ($5.67B vs $4.61B). HOOD leads profitability with a 41.1% profit margin vs 15.6%. SF appears more attractively valued with a PEG of 0.95. SF earns a higher WallStSmart Score of 81/100 (A-).

HOOD

Buy

60

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 3.7Quality: 3.5
Piotroski: 3/9Altman Z: 0.65

SF

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.0Profit: 6.5Value: 7.0Quality: 4.5
Piotroski: 6/9Altman Z: 0.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOOD6 strengths · Avg: 9.0/10
Profit MarginProfitability
41.1%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability
38.5%10/10

Strong operational efficiency at 38.5%

Market CapQuality
$79.39B9/10

Large-cap with strong market position

Return on EquityProfitability
20.4%9/10

Every $100 of equity generates 20 in profit

Revenue GrowthGrowth
15.1%8/10

15.1% revenue growth

Free Cash FlowQuality
$1.19B8/10

Generating 1.2B in free cash flow

SF5 strengths · Avg: 8.4/10
EPS GrowthGrowth
469.2%10/10

Earnings expanding 469.2% YoY

PEG RatioValuation
0.958/10

Growing faster than its price suggests

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

Areas to Watch

HOOD4 concerns · Avg: 3.5/10
Price/BookValuation
8.5x4/10

Trading at 8.5x book value

EPS GrowthGrowth
2.7%4/10

2.7% earnings growth

Debt/EquityHealth
1.443/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

SF2 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-390.42M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HOOD

The strongest argument for HOOD centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 41.1% and operating margin at 38.5%. Revenue growth of 15.1% demonstrates continued momentum.

Bull Case : SF

The strongest argument for SF centers on EPS Growth, PEG Ratio, P/E Ratio. Profitability is solid with margins at 15.6% and operating margin at 21.6%. Revenue growth of 14.3% demonstrates continued momentum.

Bear Case : HOOD

The primary concerns for HOOD are Price/Book, EPS Growth, Debt/Equity. A P/E of 42.8x leaves little room for execution misses.

Bear Case : SF

The primary concerns for SF are Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

HOOD profiles as a growth stock while SF is a mature play — different risk/reward profiles.

HOOD carries more volatility with a beta of 2.29 — expect wider price swings.

HOOD is growing revenue faster at 15.1% — sustainability is the question.

HOOD generates stronger free cash flow (1.2B), providing more financial flexibility.

Bottom Line

SF scores higher overall (81/100 vs 60/100), backed by strong 15.6% margins and 14.3% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Robinhood Markets Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Robinhood Markets Inc (HOOD) is a leading fintech innovator that has reshaped the retail investing experience since its establishment in 2013, offering a commission-free trading platform through a user-friendly mobile application. The company serves a broad demographic, providing access to an extensive range of investment products, including stocks, ETFs, options, and cryptocurrencies, while emphasizing financial education and inclusivity. With features like fractional shares and integrated cash management solutions, Robinhood is well-positioned within the digital brokerage landscape, attracting a new generation of investors eager for transparent and efficient market participation.

Visit Website →

Stifel Financial Corporation

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Stifel Financial Corp. The company is headquartered in St. Louis, Missouri.

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