WallStSmart

Hovnanian Enterprises Inc. PFD DEP1/1000A (HOVNP)vsToyota Motor Corporation ADR (TM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TM leads profitability with a 7.6% profit margin vs 0.0%. TM earns a higher WallStSmart Score of 60/100 (C+).

HOVNP

Avoid

20

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 5.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.92

TM

Buy

60

out of 100

Grade: C+

Growth: 6.7Profit: 4.5Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.63

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOVNP0 strengths · Avg: 0/10

No standout strengths identified

TM4 strengths · Avg: 9.5/10
Market CapQuality
$228.02B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Free Cash FlowQuality
$398.23B10/10

Generating 398.2B in free cash flow

EPS GrowthGrowth
23.2%8/10

Earnings expanding 23.2% YoY

Areas to Watch

HOVNP4 concerns · Avg: 3.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Return on EquityProfitability
4.4%3/10

ROE of 4.4% — below average capital efficiency

TM4 concerns · Avg: 4.0/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

Price/BookValuation
15.1x4/10

Trading at 15.1x book value

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HOVNP

HOVNP has a balanced fundamental profile.

Bull Case : TM

The strongest argument for TM centers on Market Cap, P/E Ratio, Free Cash Flow.

Bear Case : HOVNP

The primary concerns for HOVNP are Revenue Growth, EPS Growth, Altman Z-Score.

Bear Case : TM

The primary concerns for TM are PEG Ratio, Price/Book, Revenue Growth.

Key Dynamics to Monitor

TM is growing revenue faster at 1.9% — sustainability is the question.

TM generates stronger free cash flow (398.2B), providing more financial flexibility.

Monitor HOMEBUILDING & CONSTRUCTION SUPPLIES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TM scores higher overall (60/100 vs 20/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hovnanian Enterprises Inc. PFD DEP1/1000A

CONSUMER CYCLICAL · HOMEBUILDING & CONSTRUCTION SUPPLIES · USA

Hovnanian Enterprises, Inc. designs, builds, markets and sells residential homes in the United States. The company is headquartered in Red Bank, New Jersey.

Toyota Motor Corporation ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Toyota Motor Corporation designs, manufactures, assembles and sells passenger cars, minivans and commercial vehicles, and related parts and accessories. The company is headquartered in Toyota, Japan.

Want to dig deeper into these stocks?