WallStSmart

HealthEquity Inc (HQY)vsSomalogic Inc (SLGC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HealthEquity Inc generates 1479% more annual revenue ($1.29B vs $81.72M). HQY leads profitability with a 14.9% profit margin vs -159.5%. HQY earns a higher WallStSmart Score of 64/100 (C+).

HQY

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 6.5Value: 9.3Quality: 6.5
Piotroski: 4/9

SLGC

Avoid

29

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HQYUndervalued (+24.6%)

Margin of Safety

+24.6%

Fair Value

$102.02

Current Price

$81.02

$21.00 discount

UndervaluedFair: $102.02Overvalued

Intrinsic value data unavailable for SLGC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HQY3 strengths · Avg: 8.7/10
EPS GrowthGrowth
883.0%10/10

Earnings expanding 883.0% YoY

PEG RatioValuation
0.708/10

Growing faster than its price suggests

Operating MarginProfitability
24.8%8/10

Strong operational efficiency at 24.8%

SLGC0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

HQY1 concerns · Avg: 4.0/10
P/E RatioValuation
36.1x4/10

Premium valuation, high expectations priced in

SLGC4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$396.23M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-23.7%2/10

ROE of -23.7% — below average capital efficiency

Revenue GrowthGrowth
-47.1%2/10

Revenue declined 47.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : HQY

The strongest argument for HQY centers on EPS Growth, PEG Ratio, Operating Margin. PEG of 0.70 suggests the stock is reasonably priced for its growth.

Bull Case : SLGC

SLGC has a balanced fundamental profile.

Bear Case : HQY

The primary concerns for HQY are P/E Ratio.

Bear Case : SLGC

The primary concerns for SLGC are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

HQY profiles as a value stock while SLGC is a turnaround play — different risk/reward profiles.

SLGC carries more volatility with a beta of 1.64 — expect wider price swings.

HQY is growing revenue faster at 7.2% — sustainability is the question.

HQY generates stronger free cash flow (102M), providing more financial flexibility.

Bottom Line

HQY scores higher overall (64/100 vs 29/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HealthEquity Inc

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.

Somalogic Inc

HEALTHCARE · HEALTH INFORMATION SERVICES · USA

None

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