HealthEquity Inc (HQY)vsSpok Holdings Inc (SPOK)
HQY
HealthEquity Inc
$82.47
+0.45%
HEALTHCARE · Cap: $7.01B
SPOK
Spok Holdings Inc
$11.27
-0.70%
HEALTHCARE · Cap: $235.29M
Smart Verdict
WallStSmart Research — data-driven comparison
HealthEquity Inc generates 840% more annual revenue ($1.31B vs $139.71M). HQY leads profitability with a 16.4% profit margin vs 11.4%. SPOK trades at a lower P/E of 15.1x. HQY earns a higher WallStSmart Score of 68/100 (B-).
HQY
Strong Buy68
out of 100
Grade: B-
SPOK
Hold43
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+33.2%
Fair Value
$115.13
Current Price
$82.47
$32.66 discount
Margin of Safety
-164.5%
Fair Value
$5.10
Current Price
$11.27
$6.17 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 92.4% YoY
Growing faster than its price suggests
Strong operational efficiency at 21.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
Revenue declined 0.1%
Earnings declined 27.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : HQY
The strongest argument for HQY centers on EPS Growth, PEG Ratio, Operating Margin. Profitability is solid with margins at 16.4% and operating margin at 21.6%. PEG of 0.89 suggests the stock is reasonably priced for its growth.
Bull Case : SPOK
The strongest argument for SPOK centers on P/E Ratio, Price/Book.
Bear Case : HQY
The primary concerns for HQY are P/E Ratio.
Bear Case : SPOK
The primary concerns for SPOK are Market Cap, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
HQY profiles as a mature stock while SPOK is a declining play — different risk/reward profiles.
SPOK carries more volatility with a beta of 0.42 — expect wider price swings.
HQY is growing revenue faster at 7.3% — sustainability is the question.
HQY generates stronger free cash flow (102M), providing more financial flexibility.
Bottom Line
HQY scores higher overall (68/100 vs 43/100), backed by strong 16.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HealthEquity Inc
HEALTHCARE · HEALTH INFORMATION SERVICES · USA
HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.
Spok Holdings Inc
HEALTHCARE · HEALTH INFORMATION SERVICES · USA
Spok Holdings, Inc., through its subsidiary, Spok, Inc., provides healthcare communication solutions in the United States, Europe, Canada, Australia, Asia, and the Middle East. The company is headquartered in Springfield, Virginia.
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