HSBC Holdings PLC ADR (HSBC)vsB. Riley Financial Inc (RILYL)
HSBC
HSBC Holdings PLC ADR
$91.86
+2.89%
FINANCIAL SERVICES · Cap: $318.28B
RILYL
B. Riley Financial Inc
$14.20
+13.15%
FINANCIAL SERVICES · Cap: $536.57M
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 7175% more annual revenue ($63.22B vs $869.07M). RILYL leads profitability with a 35.4% profit margin vs 35.2%. RILYL trades at a lower P/E of 2.0x. HSBC earns a higher WallStSmart Score of 77/100 (B+).
HSBC
Strong Buy77
out of 100
Grade: B+
RILYL
Hold46
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 55.2%
Revenue surging 58.4% year-over-year
Earnings expanding 2398.0% YoY
Attractively priced relative to earnings
Attractively priced relative to earnings
Keeps 35 of every $100 in revenue as profit
Revenue surging 75.8% year-over-year
Earnings expanding 11633.0% YoY
Conservative balance sheet, low leverage
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of -3385.0% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.2% and operating margin at 55.2%. Revenue growth of 58.4% demonstrates continued momentum.
Bull Case : RILYL
The strongest argument for RILYL centers on P/E Ratio, Profit Margin, Revenue Growth. Profitability is solid with margins at 35.4% and operating margin at 15.7%. Revenue growth of 75.8% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.79 is elevated, increasing financial risk.
Bear Case : RILYL
The primary concerns for RILYL are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
RILYL carries more volatility with a beta of 1.19 — expect wider price swings.
RILYL is growing revenue faster at 75.8% — sustainability is the question.
HSBC generates stronger free cash flow (9.4B), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HSBC scores higher overall (77/100 vs 46/100), backed by strong 35.2% margins and 58.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
B. Riley Financial Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
B. Riley Financial, Inc. provides collaborative financial services and solutions in North America, Australia and Europe. The company is headquartered in Los Angeles, California.
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