HSBC Holdings PLC ADR (HSBC)vsToronto Dominion Bank (TD)
HSBC
HSBC Holdings PLC ADR
$101.83
-0.98%
FINANCIAL SERVICES · Cap: $366.94B
TD
Toronto Dominion Bank
$122.33
+0.43%
FINANCIAL SERVICES · Cap: $198.21B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 11% more annual revenue ($67.43B vs $60.82B). HSBC leads profitability with a 37.8% profit margin vs 26.6%. HSBC appears more attractively valued with a PEG of 0.94. TD earns a higher WallStSmart Score of 77/100 (B+).
HSBC
Strong Buy69
out of 100
Grade: B-
TD
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 58.8%
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 25.4% year-over-year
Strong operational efficiency at 38.0%
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 45.0% YoY
Areas to Watch
Trading at 8.1x book value
2.6% earnings growth
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 58.8%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : TD
The strongest argument for TD centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.6% and operating margin at 38.0%. Revenue growth of 11.5% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, EPS Growth, Altman Z-Score.
Bear Case : TD
The primary concerns for TD are Free Cash Flow, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.35 is elevated, increasing financial risk.
Key Dynamics to Monitor
HSBC profiles as a growth stock while TD is a mature play — different risk/reward profiles.
TD carries more volatility with a beta of 0.87 — expect wider price swings.
HSBC is growing revenue faster at 25.4% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TD scores higher overall (77/100 vs 69/100), backed by strong 26.6% margins and 11.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Toronto Dominion Bank
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Toronto-Dominion Bank offers a variety of personal and commercial banking products and services in Canada and the United States. The company is headquartered in Toronto, Canada.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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