HSBC Holdings PLC ADR (HSBC)vsW. R. Berkley Corp (WRB)

HSBC

HSBC Holdings PLC ADR

NYSE

$87.05

-0.57%

FINANCIAL SERVICES · Cap: $294.15B

WRB

W. R. Berkley Corp

NYSE

$75.23

-2.27%

FINANCIAL SERVICES · Cap: $27.14B

⚡

Smart Verdict

WallStSmart Research — data-driven comparison

HSBC Holdings PLC ADR generates 354% more annual revenue ($67.44B vs $14.87B). HSBC leads profitability with a 41.2% profit margin vs 12.5%. HSBC appears more attractively valued with a PEG of 0.80. HSBC earns a higher WallStSmart Score of 73/100 (B).

HSBC

Strong Buy

out of 100

Grade: B

Growth: 8.7Profit: 7.5Value: 7.7Quality: 4.0

Piotroski: 4/9Altman Z: -0.31

WRB

Buy

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 5.0Quality: 6.0

Piotroski: 4/9Altman Z: 1.39

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HSBC6 strengths · Avg: 9.7/10

Market CapQuality

$294.15B10/10

Mega-cap, among the largest globally

P/E RatioValuation

11.2x10/10

Attractively priced relative to earnings

Profit MarginProfitability

41.2%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability

50.4%10/10

Strong operational efficiency at 50.4%

EPS GrowthGrowth

56.2%10/10

Earnings expanding 56.2% YoY

PEG RatioValuation

0.808/10

Growing faster than its price suggests

WRB3 strengths · Avg: 8.3/10

Debt/EquityHealth

0.309/10

Conservative balance sheet, low leverage

P/E RatioValuation

15.4x8/10

Attractively priced relative to earnings

Price/BookValuation

3.0x8/10

Reasonable price relative to book value

Areas to Watch

HSBC1 concerns · Avg: 2.0/10

Altman Z-ScoreHealth

-0.312/10

Distress zone — elevated risk

WRB4 concerns · Avg: 2.0/10

PEG RatioValuation

4.722/10

Expensive relative to growth rate

Revenue GrowthGrowth

-0.8%2/10

Revenue declined 0.8%

EPS GrowthGrowth

-10.9%2/10

Earnings declined 10.9%

Altman Z-ScoreHealth

1.392/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HSBC

The strongest argument for HSBC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 41.2% and operating margin at 50.4%. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bull Case : WRB

The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.

Bear Case : HSBC

The primary concerns for HSBC are Altman Z-Score.

Bear Case : WRB

The primary concerns for WRB are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

HSBC profiles as a mature stock while WRB is a declining play — different risk/reward profiles.

HSBC carries more volatility with a beta of 0.58 — expect wider price swings.

HSBC is growing revenue faster at 6.0% — sustainability is the question.

Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HSBC scores higher overall (73/100 vs 55/100), backed by strong 41.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HSBC Holdings PLC ADR

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.

W. R. Berkley Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.

Compare with Other BANKS - DIVERSIFIED Stocks

HSBC vs JPM HSBC vs BAC HSBC vs RY HSBC vs WFC HSBC vs MUFG WRB vs JPM WRB vs BAC WRB vs RY WRB vs WFC WRB vs MUFG

Want to dig deeper into these stocks?

Full HSBC Analysis →Full WRB Analysis →