WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsKohl's Corporation (KSS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Kohl's Corporation generates 1877% more annual revenue ($15.43B vs $780.39M). HVT-A leads profitability with a 2.9% profit margin vs 1.8%. KSS appears more attractively valued with a PEG of 1.37. HVT-A earns a higher WallStSmart Score of 57/100 (C).

HVT-A

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

KSS

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 8.7Quality: 5.0
Piotroski: 4/9Altman Z: 1.81
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+62.4%)

Margin of Safety

+62.4%

Fair Value

$77.52

Current Price

$28.61

$48.91 discount

UndervaluedFair: $77.52Overvalued
KSSUndervalued (+44.9%)

Margin of Safety

+44.9%

Fair Value

$34.09

Current Price

$17.23

$16.86 discount

UndervaluedFair: $34.09Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

KSS2 strengths · Avg: 10.0/10
P/E RatioValuation
7.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$482.38M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

KSS4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.814/10

Grey zone — moderate risk

Market CapQuality
$1.99B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on EPS Growth, Price/Book. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bull Case : KSS

The strongest argument for KSS centers on P/E Ratio, Price/Book. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : KSS

The primary concerns for KSS are Altman Z-Score, Market Cap, Return on Equity. Debt-to-equity of 1.54 is elevated, increasing financial risk. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

KSS carries more volatility with a beta of 1.40 — expect wider price swings.

HVT-A is growing revenue faster at 7.7% — sustainability is the question.

KSS generates stronger free cash flow (490M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (57/100 vs 50/100). KSS offers better value entry with a 44.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Kohl's Corporation

CONSUMER CYCLICAL · DEPARTMENT STORES · USA

Kohl's Corporation is a retail company in the United States. The company is headquartered in Menomonee Falls, Wisconsin.

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