WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsNatural Health Trend (NHTC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 1904% more annual revenue ($766.48M vs $38.24M). HVT-A leads profitability with a 2.6% profit margin vs -3.0%. HVT-A appears more attractively valued with a PEG of 1.16. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

NHTC

Avoid

28

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 3.0Quality: 6.5
Piotroski: 3/9Altman Z: 1.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued
NHTCSignificantly Overvalued (-28.5%)

Margin of Safety

-28.5%

Fair Value

$2.84

Current Price

$2.45

$0.39 premium

UndervaluedFair: $2.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

NHTC2 strengths · Avg: 9.5/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

NHTC4 concerns · Avg: 2.5/10
Market CapQuality
$19.90M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
13.452/10

Expensive relative to growth rate

Return on EquityProfitability
-4.9%2/10

ROE of -4.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : NHTC

The strongest argument for NHTC centers on Price/Book, Debt/Equity.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : NHTC

The primary concerns for NHTC are Market Cap, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

HVT-A profiles as a value stock while NHTC is a turnaround play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

NHTC generates stronger free cash flow (-912,000), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 28/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Natural Health Trend

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Natural Health Trends Corp. The company is headquartered in Tsim Sha Tsui, Hong Kong.

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