WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsNiu Technologies (NIU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Niu Technologies generates 492% more annual revenue ($4.54B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs -2.1%. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

NIU

Hold

38

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued

Intrinsic value data unavailable for NIU.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

NIU2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
33.4%10/10

Revenue surging 33.4% year-over-year

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

NIU4 concerns · Avg: 2.3/10
Market CapQuality
$178.05M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-11.0%2/10

ROE of -11.0% — below average capital efficiency

EPS GrowthGrowth
-96.7%2/10

Earnings declined 96.7%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : NIU

The strongest argument for NIU centers on Revenue Growth, Price/Book. Revenue growth of 33.4% demonstrates continued momentum.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : NIU

The primary concerns for NIU are Market Cap, Return on Equity, EPS Growth.

Key Dynamics to Monitor

HVT-A profiles as a value stock while NIU is a hypergrowth play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

NIU is growing revenue faster at 33.4% — sustainability is the question.

NIU generates stronger free cash flow (175M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 38/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Niu Technologies

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

Niu Technologies designs, manufactures and sells smart electric scooters in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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