Haverty Furniture Companies Inc (HVT-A)vsPenske Automotive Group Inc (PAG)
HVT-A
Haverty Furniture Companies Inc
$22.77
-4.75%
CONSUMER CYCLICAL · Cap: $385.87M
PAG
Penske Automotive Group Inc
$159.47
-0.77%
CONSUMER CYCLICAL · Cap: $10.71B
Smart Verdict
WallStSmart Research — data-driven comparison
Penske Automotive Group Inc generates 4091% more annual revenue ($31.81B vs $759.00M). PAG leads profitability with a 2.9% profit margin vs 2.6%. HVT-A appears more attractively valued with a PEG of 1.02. PAG earns a higher WallStSmart Score of 53/100 (C-).
HVT-A
Hold48
out of 100
Grade: D+
PAG
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+84.8%
Fair Value
$191.71
Current Price
$22.77
$168.94 discount
Margin of Safety
-80.3%
Fair Value
$96.08
Current Price
$159.47
$63.39 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
3.8% earnings growth
Smaller company, higher risk/reward
ROE of 6.4% — below average capital efficiency
2.6% margin — thin
Expensive relative to growth rate
2.9% margin — thin
Operating margin of 3.4%
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HVT-A
The strongest argument for HVT-A centers on Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bull Case : PAG
The strongest argument for PAG centers on P/E Ratio, Price/Book.
Bear Case : HVT-A
The primary concerns for HVT-A are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.
Bear Case : PAG
The primary concerns for PAG are PEG Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.56 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
HVT-A carries more volatility with a beta of 1.29 — expect wider price swings.
HVT-A is growing revenue faster at 9.5% — sustainability is the question.
HVT-A generates stronger free cash flow (3M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PAG scores higher overall (53/100 vs 48/100). HVT-A offers better value entry with a 84.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Haverty Furniture Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.
Penske Automotive Group Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.
Visit Website →Compare with Other HOME IMPROVEMENT RETAIL Stocks
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