WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsPapa John's International Inc (PZZA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Papa John's International Inc generates 163% more annual revenue ($2.01B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs 1.4%. HVT-A appears more attractively valued with a PEG of 1.47. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

PZZA

Hold

35

out of 100

Grade: F

Growth: 2.0Profit: 5.0Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 2.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+59.0%)

Margin of Safety

+59.0%

Fair Value

$71.07

Current Price

$27.50

$43.57 discount

UndervaluedFair: $71.07Overvalued
PZZAUndervalued (+37.5%)

Margin of Safety

+37.5%

Fair Value

$54.44

Current Price

$34.35

$20.09 discount

UndervaluedFair: $54.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

PZZA1 strengths · Avg: 10.0/10
Debt/EquityHealth
-2.1210/10

Conservative balance sheet, low leverage

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$490.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

PZZA4 concerns · Avg: 3.0/10
Market CapQuality
$1.19B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.47 suggests the stock is reasonably priced for its growth.

Bull Case : PZZA

The strongest argument for PZZA centers on Debt/Equity.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PZZA

The primary concerns for PZZA are Market Cap, Return on Equity, Profit Margin. A P/E of 43.4x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

HVT-A carries more volatility with a beta of 1.17 — expect wider price swings.

HVT-A is growing revenue faster at 4.1% — sustainability is the question.

PZZA generates stronger free cash flow (-6M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (50/100 vs 35/100). PZZA offers better value entry with a 37.5% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Papa John's International Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Papa John's International, Inc. operates and franchises pizza delivery and take-out restaurants under the Papa John's trademark in the United States and internationally. The company is headquartered in Louisville, Kentucky.

Visit Website →

Want to dig deeper into these stocks?