WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsThredUp Inc (TDUP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 139% more annual revenue ($766.48M vs $321.19M). HVT-A leads profitability with a 2.6% profit margin vs -6.7%. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

TDUP

Avoid

32

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 6.0Quality: 4.0
Piotroski: 4/9Altman Z: -3.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$27.50

$42.19 discount

UndervaluedFair: $69.69Overvalued
TDUPUndervalued (+18.2%)

Margin of Safety

+18.2%

Fair Value

$5.50

Current Price

$4.80

$0.70 discount

UndervaluedFair: $5.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

TDUP0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$490.10M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

TDUP4 concerns · Avg: 3.3/10
Price/BookValuation
10.2x4/10

Trading at 10.2x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$640.04M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-36.1%2/10

ROE of -36.1% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.47 suggests the stock is reasonably priced for its growth.

Bull Case : TDUP

Revenue growth of 14.6% demonstrates continued momentum.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : TDUP

The primary concerns for TDUP are Price/Book, EPS Growth, Market Cap.

Key Dynamics to Monitor

HVT-A profiles as a value stock while TDUP is a turnaround play — different risk/reward profiles.

TDUP carries more volatility with a beta of 2.06 — expect wider price swings.

TDUP is growing revenue faster at 14.6% — sustainability is the question.

TDUP generates stronger free cash flow (643,000), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 32/100). TDUP offers better value entry with a 18.2% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

ThredUp Inc

CONSUMER CYCLICAL · INTERNET RETAIL · USA

ThredUp Inc. operates online resale platforms that allow consumers to buy and sell second-hand clothing, shoes, and accessories for women and children. The company is headquartered in Oakland, California.

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