WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsGentherm Inc (THRM)

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Smart Verdict

WallStSmart Research — data-driven comparison

Gentherm Inc generates 102% more annual revenue ($1.58B vs $780.39M). HVT-A leads profitability with a 2.9% profit margin vs 1.7%. HVT-A appears more attractively valued with a PEG of 0.78. THRM earns a higher WallStSmart Score of 59/100 (C).

HVT-A

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 8.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

THRM

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 5.0Value: 6.7Quality: 6.5
Piotroski: 3/9Altman Z: 2.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+64.5%)

Margin of Safety

+64.5%

Fair Value

$82.13

Current Price

$29.00

$53.13 discount

UndervaluedFair: $82.13Overvalued
THRMUndervalued (+50.2%)

Margin of Safety

+50.2%

Fair Value

$65.03

Current Price

$33.16

$31.87 discount

UndervaluedFair: $65.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A3 strengths · Avg: 8.7/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.788/10

Growing faster than its price suggests

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

THRM2 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
798.0%10/10

Earnings expanding 798.0% YoY

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$452.21M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

THRM4 concerns · Avg: 3.3/10
P/E RatioValuation
33.8x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.58B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.78 suggests the stock is reasonably priced for its growth.

Bull Case : THRM

The strongest argument for THRM centers on Price/Book, EPS Growth. Revenue growth of 11.0% demonstrates continued momentum. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : THRM

The primary concerns for THRM are P/E Ratio, Market Cap, Return on Equity. Thin 1.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

THRM carries more volatility with a beta of 1.37 — expect wider price swings.

THRM is growing revenue faster at 11.0% — sustainability is the question.

THRM generates stronger free cash flow (25M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (59/100 vs 59/100). THRM offers better value entry with a 50.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Gentherm Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

Gentherm Incorporated designs, develops, manufactures and markets thermal management technologies. The company is headquartered in Northville, Michigan.

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