WallStSmart

Haverty Furniture Companies Inc (HVT)vsLife Time Group Holdings Inc (LTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Life Time Group Holdings Inc generates 308% more annual revenue ($3.18B vs $780.39M). LTH leads profitability with a 13.0% profit margin vs 2.9%. HVT trades at a lower P/E of 19.6x. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

LTH

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 6.5Value: 5.3Quality: 3.5
Piotroski: 5/9Altman Z: 0.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-47.8%)

Margin of Safety

-47.8%

Fair Value

$17.81

Current Price

$27.60

$9.79 premium

UndervaluedFair: $17.81Overvalued

Intrinsic value data unavailable for LTH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.758/10

Growing faster than its price suggests

LTH2 strengths · Avg: 8.0/10
Price/BookValuation
2.8x8/10

Reasonable price relative to book value

EPS GrowthGrowth
40.6%8/10

Earnings expanding 40.6% YoY

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$435.06M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

LTH3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.293/10

Elevated debt levels

Free Cash FlowQuality
$-53.70M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bull Case : LTH

The strongest argument for LTH centers on Price/Book, EPS Growth. Revenue growth of 13.7% demonstrates continued momentum.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : LTH

The primary concerns for LTH are Debt/Equity, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

LTH carries more volatility with a beta of 1.48 — expect wider price swings.

LTH is growing revenue faster at 13.7% — sustainability is the question.

HVT generates stronger free cash flow (18M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (64/100 vs 61/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Life Time Group Holdings Inc

CONSUMER CYCLICAL · LEISURE · USA

Life Time Group Holdings, Inc. offers health, fitness and wellness experiences to a community of individual members in the United States and Canada. The company is headquartered in Chanhassen, Minnesota.

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