WallStSmart

Haverty Furniture Companies Inc (HVT)vsPeloton Interactive Inc (PTON)

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Smart Verdict

WallStSmart Research — data-driven comparison

Peloton Interactive Inc generates 213% more annual revenue ($2.45B vs $780.39M). HVT leads profitability with a 2.9% profit margin vs 2.6%. HVT trades at a lower P/E of 20.2x. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

PTON

Hold

46

out of 100

Grade: D+

Growth: 5.3Profit: 4.5Value: 4.7Quality: 7.0
Piotroski: 6/9Altman Z: -1.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-52.6%)

Margin of Safety

-52.6%

Fair Value

$17.25

Current Price

$27.95

$10.70 premium

UndervaluedFair: $17.25Overvalued

Intrinsic value data unavailable for PTON.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.768/10

Growing faster than its price suggests

PTON2 strengths · Avg: 10.0/10
EPS GrowthGrowth
160.6%10/10

Earnings expanding 160.6% YoY

Debt/EquityHealth
-12.2410/10

Conservative balance sheet, low leverage

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$447.93M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

PTON4 concerns · Avg: 3.3/10
P/E RatioValuation
35.4x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Return on EquityProfitability
-847.0%2/10

ROE of -847.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : PTON

The strongest argument for PTON centers on EPS Growth, Debt/Equity.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : PTON

The primary concerns for PTON are P/E Ratio, Revenue Growth, Profit Margin. Thin 2.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

PTON carries more volatility with a beta of 2.53 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

PTON generates stronger free cash flow (106M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (64/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Peloton Interactive Inc

CONSUMER CYCLICAL · LEISURE · USA

Peloton Interactive, Inc. offers interactive fitness products in North America and internationally. The company is headquartered in New York, New York.

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