WallStSmart

Haverty Furniture Companies Inc (HVT)vsSkyline Corporation (SKY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Skyline Corporation generates 248% more annual revenue ($2.66B vs $766.48M). SKY leads profitability with a 7.8% profit margin vs 2.6%. HVT trades at a lower P/E of 18.6x. HVT earns a higher WallStSmart Score of 56/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

SKY

Hold

43

out of 100

Grade: D

Growth: 3.3Profit: 5.5Value: 6.3Quality: 9.0
Piotroski: 7/9Altman Z: 4.39
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$16.66

Current Price

$22.84

$6.18 premium

UndervaluedFair: $16.66Overvalued
SKYUndervalued (+27.4%)

Margin of Safety

+27.4%

Fair Value

$126.27

Current Price

$74.77

$51.50 discount

UndervaluedFair: $126.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

SKY3 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3910/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$364.24M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

SKY3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

EPS GrowthGrowth
-15.3%2/10

Earnings declined 15.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : SKY

The strongest argument for SKY centers on Debt/Equity, Altman Z-Score, Price/Book.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : SKY

The primary concerns for SKY are Revenue Growth, Profit Margin, EPS Growth.

Key Dynamics to Monitor

HVT carries more volatility with a beta of 1.17 — expect wider price swings.

SKY is growing revenue faster at 4.6% — sustainability is the question.

SKY generates stronger free cash flow (43M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 43/100). SKY offers better value entry with a 27.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Skyline Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Skyline Champion Corporation is a factory-built housing company in North America. The company is headquartered in Troy, Michigan.

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