WallStSmart

Haverty Furniture Companies Inc (HVT)vsTractor Supply Company (TSCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Tractor Supply Company generates 1962% more annual revenue ($15.65B vs $759.00M). TSCO leads profitability with a 6.9% profit margin vs 2.6%. HVT appears more attractively valued with a PEG of 0.95. HVT earns a higher WallStSmart Score of 56/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 6.7Quality: 5.0

TSCO

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 5.3Quality: 5.8
Piotroski: 2/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTUndervalued (+1.8%)

Margin of Safety

+1.8%

Fair Value

$26.82

Current Price

$20.59

$6.23 discount

UndervaluedFair: $26.82Overvalued
TSCOSignificantly Overvalued (-32.8%)

Margin of Safety

-32.8%

Fair Value

$41.06

Current Price

$32.68

$8.38 premium

UndervaluedFair: $41.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT2 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

PEG RatioValuation
0.958/10

Growing faster than its price suggests

TSCO3 strengths · Avg: 9.3/10
Return on EquityProfitability
45.5%10/10

Every $100 of equity generates 46 in profit

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Areas to Watch

HVT4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$351.88M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

TSCO4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-8.1%2/10

Earnings declined 8.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : TSCO

The strongest argument for TSCO centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bear Case : HVT

The primary concerns for HVT are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : TSCO

The primary concerns for TSCO are Revenue Growth, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

HVT carries more volatility with a beta of 1.29 — expect wider price swings.

HVT is growing revenue faster at 9.5% — sustainability is the question.

HVT generates stronger free cash flow (3M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Tractor Supply Company

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Tractor Supply Company (TSCO) is an American retail chain of stores that offers products for home improvement, agriculture, lawn and garden maintenance, livestock, equine and pet care.

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