Hawthorn Bancshares Inc (HWBK)vsMizuho Financial Group Inc. (MFG)
HWBK
Hawthorn Bancshares Inc
$39.73
+0.23%
FINANCIAL SERVICES · Cap: $264.57M
MFG
Mizuho Financial Group Inc.
$10.70
+3.48%
FINANCIAL SERVICES · Cap: $127.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 5850049% more annual revenue ($4.74T vs $80.99M). HWBK leads profitability with a 29.8% profit margin vs 29.1%. HWBK trades at a lower P/E of 11.0x. MFG earns a higher WallStSmart Score of 82/100 (A-).
HWBK
Buy57
out of 100
Grade: C
MFG
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Strong operational efficiency at 35.4%
Keeps 30 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 46.0%
Revenue surging 35.0% year-over-year
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HWBK
The strongest argument for HWBK centers on P/E Ratio, Operating Margin, Profit Margin. Profitability is solid with margins at 29.8% and operating margin at 35.4%.
Bull Case : MFG
The strongest argument for MFG centers on Operating Margin, Revenue Growth, Free Cash Flow. Profitability is solid with margins at 29.1% and operating margin at 46.0%. Revenue growth of 35.0% demonstrates continued momentum.
Bear Case : HWBK
The primary concerns for HWBK are Market Cap, Altman Z-Score.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
HWBK profiles as a mature stock while MFG is a growth play — different risk/reward profiles.
HWBK carries more volatility with a beta of 0.46 — expect wider price swings.
MFG is growing revenue faster at 35.0% — sustainability is the question.
MFG generates stronger free cash flow (487.7B), providing more financial flexibility.
Bottom Line
MFG scores higher overall (82/100 vs 57/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hawthorn Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Hawthorn Bancshares, Inc. is the banking holding company for Hawthorn Bank providing various banking services in Missouri. The company is headquartered in Jefferson City, Missouri.
Visit Website →Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
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