WallStSmart

MarineMax Inc (HZO)vsMercadoLibre Inc. (MELI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MercadoLibre Inc. generates 1189% more annual revenue ($28.89B vs $2.24B). MELI leads profitability with a 6.9% profit margin vs -2.8%. MELI appears more attractively valued with a PEG of 0.83. MELI earns a higher WallStSmart Score of 62/100 (C+).

HZO

Buy

55

out of 100

Grade: C

Growth: 5.3Profit: 3.0Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.87

MELI

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 6.5Value: 7.3Quality: 5.3
Piotroski: 2/9Altman Z: 2.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HZOUndervalued (+79.5%)

Margin of Safety

+79.5%

Fair Value

$140.45

Current Price

$28.74

$111.71 discount

UndervaluedFair: $140.45Overvalued
MELIUndervalued (+59.5%)

Margin of Safety

+59.5%

Fair Value

$4981.85

Current Price

$1792.63

$3189.22 discount

UndervaluedFair: $4981.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HZO2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

MELI5 strengths · Avg: 9.0/10
Return on EquityProfitability
36.0%10/10

Every $100 of equity generates 36 in profit

Revenue GrowthGrowth
44.6%10/10

Revenue surging 44.6% year-over-year

Market CapQuality
$90.88B9/10

Large-cap with strong market position

PEG RatioValuation
0.838/10

Growing faster than its price suggests

Free Cash FlowQuality
$4.78B8/10

Generating 4.8B in free cash flow

Areas to Watch

HZO4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.874/10

Grey zone — moderate risk

Market CapQuality
$660.62M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.7%3/10

Operating margin of 1.7%

Debt/EquityHealth
1.313/10

Elevated debt levels

MELI4 concerns · Avg: 3.0/10
Price/BookValuation
13.5x4/10

Trading at 13.5x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
45.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : HZO

The strongest argument for HZO centers on Price/Book, EPS Growth. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : MELI

The strongest argument for MELI centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 44.6% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bear Case : HZO

The primary concerns for HZO are Altman Z-Score, Market Cap, Operating Margin.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Piotroski F-Score. A P/E of 45.5x leaves little room for execution misses.

Key Dynamics to Monitor

HZO profiles as a turnaround stock while MELI is a hypergrowth play — different risk/reward profiles.

HZO carries more volatility with a beta of 1.65 — expect wider price swings.

MELI is growing revenue faster at 44.6% — sustainability is the question.

MELI generates stronger free cash flow (4.8B), providing more financial flexibility.

Bottom Line

MELI scores higher overall (62/100 vs 55/100) and 44.6% revenue growth. HZO offers better value entry with a 79.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MarineMax Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

MarineMax, Inc. is a yacht and pleasure boat retailer in the United States. The company is headquartered in Clearwater, Florida.

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MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

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