WallStSmart

Interactive Brokers Group Inc (IBKR)vsLM Funding America Inc (LMFA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Interactive Brokers Group Inc generates 95717% more annual revenue ($6.83B vs $7.13M). IBKR leads profitability with a 16.5% profit margin vs 0.0%. IBKR earns a higher WallStSmart Score of 70/100 (B).

IBKR

Strong Buy

70

out of 100

Grade: B

Growth: 9.3Profit: 7.5Value: 4.3Quality: 4.5
Piotroski: 3/9Altman Z: 0.41

LMFA

Avoid

31

out of 100

Grade: F

Growth: 4.0Profit: 2.5Value: 5.0Quality: 3.5
Piotroski: 2/9Altman Z: -3.63

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IBKR5 strengths · Avg: 8.6/10
Operating MarginProfitability
76.5%10/10

Strong operational efficiency at 76.5%

Market CapQuality
$160.72B9/10

Large-cap with strong market position

Revenue GrowthGrowth
26.3%8/10

Revenue surging 26.3% year-over-year

EPS GrowthGrowth
35.3%8/10

Earnings expanding 35.3% YoY

Free Cash FlowQuality
$6.20B8/10

Generating 6.2B in free cash flow

LMFA1 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

IBKR4 concerns · Avg: 3.3/10
PEG RatioValuation
1.774/10

Expensive relative to growth rate

P/E RatioValuation
36.6x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.412/10

Distress zone — elevated risk

LMFA4 concerns · Avg: 2.8/10
Market CapQuality
$2.63M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-153.6%2/10

ROE of -153.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : IBKR

The strongest argument for IBKR centers on Operating Margin, Market Cap, Revenue Growth. Profitability is solid with margins at 16.5% and operating margin at 76.5%. Revenue growth of 26.3% demonstrates continued momentum.

Bull Case : LMFA

The strongest argument for LMFA centers on Price/Book.

Bear Case : IBKR

The primary concerns for IBKR are PEG Ratio, P/E Ratio, Piotroski F-Score. Debt-to-equity of 7.69 is elevated, increasing financial risk.

Bear Case : LMFA

The primary concerns for LMFA are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

IBKR profiles as a growth stock while LMFA is a value play — different risk/reward profiles.

LMFA carries more volatility with a beta of 2.40 — expect wider price swings.

IBKR is growing revenue faster at 26.3% — sustainability is the question.

IBKR generates stronger free cash flow (6.2B), providing more financial flexibility.

Bottom Line

IBKR scores higher overall (70/100 vs 31/100), backed by strong 16.5% margins and 26.3% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Interactive Brokers Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Interactive Brokers Group, Inc. is a global automated electronic broker. The company is headquartered in Greenwich, Connecticut.

LM Funding America Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

LM Funding America, Inc., through its subsidiary, LM Funding, LLC, is a specialized finance company. The company is headquartered in Tampa, Florida.

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