WallStSmart

Installed Building Products Inc (IBP)vsToll Brothers Inc (TOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 279% more annual revenue ($11.25B vs $2.97B). TOL leads profitability with a 12.3% profit margin vs 8.9%. TOL appears more attractively valued with a PEG of 0.99. TOL earns a higher WallStSmart Score of 75/100 (B+).

IBP

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 7.5Value: 8.7Quality: 8.0
Piotroski: 3/9Altman Z: 3.37

TOL

Strong Buy

75

out of 100

Grade: B+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 8.5
Piotroski: 3/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IBPUndervalued (+4.1%)

Margin of Safety

+4.1%

Fair Value

$348.42

Current Price

$258.79

$89.63 discount

UndervaluedFair: $348.42Overvalued
TOLUndervalued (+74.4%)

Margin of Safety

+74.4%

Fair Value

$629.93

Current Price

$132.00

$497.93 discount

UndervaluedFair: $629.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IBP2 strengths · Avg: 10.0/10
Return on EquityProfitability
37.5%10/10

Every $100 of equity generates 38 in profit

Altman Z-ScoreHealth
3.3710/10

Safe zone — low bankruptcy risk

TOL6 strengths · Avg: 9.0/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Revenue GrowthGrowth
15.4%8/10

15.4% revenue growth

EPS GrowthGrowth
25.1%8/10

Earnings expanding 25.1% YoY

Areas to Watch

IBP4 concerns · Avg: 3.5/10
P/E RatioValuation
26.7x4/10

Moderate valuation

Price/BookValuation
9.8x4/10

Trading at 9.8x book value

Debt/EquityHealth
1.453/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

TOL2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-11.59M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : IBP

The strongest argument for IBP centers on Return on Equity, Altman Z-Score. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Price/Book, Altman Z-Score. Revenue growth of 15.4% demonstrates continued momentum. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bear Case : IBP

The primary concerns for IBP are P/E Ratio, Price/Book, Debt/Equity.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

IBP profiles as a value stock while TOL is a growth play — different risk/reward profiles.

IBP carries more volatility with a beta of 1.93 — expect wider price swings.

TOL is growing revenue faster at 15.4% — sustainability is the question.

IBP generates stronger free cash flow (49M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (75/100 vs 55/100) and 15.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Installed Building Products Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Installed Building Products, Inc. is engaged in the installation of insulation, waterproofing, fire protection, fire protection, garage doors, rain gutters, window blinds, shower doors, closet shelving and mirrors and other products in the Continental United States. The company is headquartered in Columbus, Ohio.

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Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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