Ibotta, Inc. (IBTA)vsSAP SE ADR (SAP)
IBTA
Ibotta, Inc.
$32.56
-6.25%
TECHNOLOGY · Cap: $764.58M
SAP
SAP SE ADR
$184.77
-1.27%
TECHNOLOGY · Cap: $192.92B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 10873% more annual revenue ($37.34B vs $340.30M). SAP leads profitability with a 19.6% profit margin vs -2.1%. SAP earns a higher WallStSmart Score of 59/100 (C).
IBTA
Avoid22
out of 100
Grade: F
SAP
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for IBTA.
Margin of Safety
-34.7%
Fair Value
$145.83
Current Price
$184.77
$38.94 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Strong operational efficiency at 30.0%
Safe zone — low bankruptcy risk
Large-cap with strong market position
Generating 3.3B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
ROE of -2.9% — below average capital efficiency
Revenue declined 2.5%
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : IBTA
The strongest argument for IBTA centers on Debt/Equity.
Bull Case : SAP
The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : IBTA
The primary concerns for IBTA are Market Cap, Piotroski F-Score, Return on Equity.
Bear Case : SAP
No major red flags identified for SAP, but monitor valuation.
Key Dynamics to Monitor
IBTA profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.
SAP carries more volatility with a beta of 0.73 — expect wider price swings.
SAP is growing revenue faster at 6.0% — sustainability is the question.
SAP generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (59/100 vs 22/100), backed by strong 19.6% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ibotta, Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Ibotta, Inc. is a technology company that offers Ibotta Performance Network (IPN) that allows consumer packaged goods brands to deliver digital promotions to consumers. The company is headquartered in Denver, Colorado.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
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