WallStSmart

Intellicheck Mobilisa Inc (IDN)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 160194% more annual revenue ($37.34B vs $23.30M). SAP leads profitability with a 19.6% profit margin vs 9.6%. IDN appears more attractively valued with a PEG of 1.31. SAP earns a higher WallStSmart Score of 59/100 (C).

IDN

Buy

56

out of 100

Grade: C

Growth: 8.0Profit: 5.5Value: 5.0Quality: 4.8
Piotroski: 3/9Altman Z: -2.77

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for IDN.

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IDN1 strengths · Avg: 10.0/10
EPS GrowthGrowth
230.6%10/10

Earnings expanding 230.6% YoY

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

IDN4 concerns · Avg: 3.3/10
P/E RatioValuation
34.3x4/10

Premium valuation, high expectations priced in

Market CapQuality
$83.44M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.6%3/10

ROE of 6.6% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : IDN

The strongest argument for IDN centers on EPS Growth. Revenue growth of 12.9% demonstrates continued momentum. PEG of 1.31 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : IDN

The primary concerns for IDN are P/E Ratio, Market Cap, Return on Equity.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

IDN profiles as a value stock while SAP is a mature play — different risk/reward profiles.

IDN carries more volatility with a beta of 0.98 — expect wider price swings.

IDN is growing revenue faster at 12.9% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 56/100), backed by strong 19.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intellicheck Mobilisa Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intellicheck, Inc., a technology company, develops, integrates and markets threat identification and identity authentication solutions for retail and banking fraud prevention, law enforcement threat identification, and mobile security and access control systems and laptops, primarily in the United States. The company is headquartered in Melville, New York.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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