WallStSmart

IDT Corporation (IDT)vsAT&T Inc (T)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc generates 10103% more annual revenue ($125.65B vs $1.23B). T leads profitability with a 17.5% profit margin vs 6.2%. IDT appears more attractively valued with a PEG of 1.42. T earns a higher WallStSmart Score of 63/100 (C+).

IDT

Buy

53

out of 100

Grade: C-

Growth: 2.7Profit: 7.0Value: 7.3Quality: 8.0
Piotroski: 5/9Altman Z: 3.98

T

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IDTSignificantly Overvalued (-136.1%)

Margin of Safety

-136.1%

Fair Value

$20.47

Current Price

$47.52

$27.05 premium

UndervaluedFair: $20.47Overvalued
TSignificantly Overvalued (-39.7%)

Margin of Safety

-39.7%

Fair Value

$20.67

Current Price

$28.81

$8.14 premium

UndervaluedFair: $20.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IDT4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.2%9/10

Every $100 of equity generates 27 in profit

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

T4 strengths · Avg: 9.0/10
Market CapQuality
$204.67B10/10

Mega-cap, among the largest globally

P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.54B8/10

Generating 4.5B in free cash flow

Areas to Watch

IDT4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
2.5%4/10

2.5% revenue growth

Market CapQuality
$1.29B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.2%3/10

6.2% margin — thin

EPS GrowthGrowth
-53.8%2/10

Earnings declined 53.8%

T3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : IDT

The strongest argument for IDT centers on Debt/Equity, Altman Z-Score, Return on Equity. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bull Case : T

The strongest argument for T centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 17.5% and operating margin at 18.4%.

Bear Case : IDT

The primary concerns for IDT are Revenue Growth, Market Cap, Profit Margin.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

IDT carries more volatility with a beta of 0.77 — expect wider price swings.

T is growing revenue faster at 3.6% — sustainability is the question.

T generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

T scores higher overall (63/100 vs 53/100), backed by strong 17.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

IDT Corporation

COMMUNICATION SERVICES · TELECOM SERVICES · USA

IDT Corporation operates in the communications and payments industries in the United States and internationally. The company is headquartered in Newark, New Jersey.

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AT&T Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

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