WallStSmart

Infosys Ltd ADR (INFY)vsVerra Mobility Corp (VRRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Infosys Ltd ADR generates 1958% more annual revenue ($20.16B vs $979.39M). INFY leads profitability with a 16.4% profit margin vs 13.4%. VRRM trades at a lower P/E of 5.7x. INFY earns a higher WallStSmart Score of 58/100 (C).

INFY

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 9.0Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 4.57

VRRM

Buy

57

out of 100

Grade: C

Growth: 4.0Profit: 8.0Value: 7.0Quality: 7.0
Piotroski: 6/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INFYUndervalued (+84.2%)

Margin of Safety

+84.2%

Fair Value

$99.78

Current Price

$12.40

$87.38 discount

UndervaluedFair: $99.78Overvalued
VRRMUndervalued (+12.3%)

Margin of Safety

+12.3%

Fair Value

$21.18

Current Price

$4.31

$16.87 discount

UndervaluedFair: $21.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INFY6 strengths · Avg: 9.2/10
Return on EquityProfitability
33.9%10/10

Every $100 of equity generates 34 in profit

Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.5710/10

Safe zone — low bankruptcy risk

Market CapQuality
$52.96B9/10

Large-cap with strong market position

P/E RatioValuation
16.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
20.9%8/10

Strong operational efficiency at 20.9%

VRRM5 strengths · Avg: 9.0/10
P/E RatioValuation
5.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
48.2%10/10

Every $100 of equity generates 48 in profit

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.2%8/10

Strong operational efficiency at 23.2%

Areas to Watch

INFY2 concerns · Avg: 4.0/10
PEG RatioValuation
2.384/10

Expensive relative to growth rate

Price/BookValuation
10.2x4/10

Trading at 10.2x book value

VRRM4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$709.40M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-15.0%2/10

Earnings declined 15.0%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : INFY

The strongest argument for INFY centers on Return on Equity, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 16.4% and operating margin at 20.9%.

Bull Case : VRRM

The strongest argument for VRRM centers on P/E Ratio, Return on Equity, Debt/Equity.

Bear Case : INFY

The primary concerns for INFY are PEG Ratio, Price/Book.

Bear Case : VRRM

The primary concerns for VRRM are Revenue Growth, Market Cap, EPS Growth.

Key Dynamics to Monitor

INFY profiles as a mature stock while VRRM is a value play — different risk/reward profiles.

VRRM carries more volatility with a beta of 0.42 — expect wider price swings.

INFY is growing revenue faster at 6.6% — sustainability is the question.

INFY generates stronger free cash flow (833M), providing more financial flexibility.

Bottom Line

INFY scores higher overall (58/100 vs 57/100), backed by strong 16.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Infosys Ltd ADR

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Infosys Limited offers next generation digital consulting, technology, outsourcing and services in North America, Europe, India and internationally. The company is headquartered in Bengaluru, India.

Verra Mobility Corp

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Verra Mobility Corporation provides smart mobility technology solutions and services in the United States, Canada, and Europe. The company is headquartered in Mesa, Arizona.

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